514 Ranchhand Dr, Berthoud, CO 80513 Property Records

Larimer County property record for 514 Ranchhand Dr, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,898 sqft · built 2020
Lot Size	0.168 acres (7,350 sqft)
Owner	Company Name on Record
Last Sale	$605,000 (Aug 2024)
Tax Bill	$6,313 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`94023-30-002`

Property Details

APN / Parcel Number

Primary APN	`94023-30-002`
Alternative APN	`R1663373`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
Basement Area	1,778 sqft
Finished Basement	1,430 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,350 sqft (0.168 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1663373
Street Address	514 RANCHHAND DR
City	BERTHOUD
State	CO
Zip	80513-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLOCK 20, PRAIRIESTAR FILING NO 3, BER (20160065028)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 3
Legal Block	20
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2009
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	514 RANCHHAND DR, BERTHOUD, CO 80513-2700
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 22, 2022	Intrafamily Transfer, Transfer
Oct 6, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI PIVOT LNDG GROUP
Mar 19, 2020	Grant Deed, Transfer LAND TITLE GUARANTEE
Mar 11, 2020	Loan Modification, Mortgage · Line of Credit COLLEGIATE PEAKS BK
May 10, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Aug 22, 2022
Deed Document Number	20240031901
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	514 RANCHHAND DR, BERTHOUD, CO 80513-2700
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012763
Date	Apr 3, 2024
Instrument	20240012763

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	11.7%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Aug 22, 2022
Property Address	514 RANCHHAND DR, BERTHOUD, CO 80513-2700
Document Number	0000052201
Instrument Date	Aug 22, 2022
Instrument	20220052201
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	514 RAUCHHAND DRIVE, BERTHOUD, CO 80513-2700

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 6, 2020
Property Address	514 RANCHHAND DR, BERTHOUD, CO 80513-2700
Document Number	0000081614
Instrument Date	Sep 30, 2020
Instrument	81614
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 RANCHHAND DR BERTHOUD CO 805132700, BERTHOUD, CO 80513-2700

Mortgage

Document Number	81615
Date	Oct 6, 2020
Instrument	81615

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 19, 2020
Property Address	514 RANCHHAND DR, BERTHOUD, CO 80513-2700
Document Number	0000018994
Instrument Date	Mar 13, 2020
Instrument	18994
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$34.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	428 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526
Investor	Possibly a Property Investor

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	514 RANCHHAND DR, BERTHOUD, CO 80513-2700
Document Number	0000018071
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	514 RANCHHAND DR BERTHOUD CO 805132700, BERTHOUD, CO 80513-2700
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018071
Date	Mar 16, 2020
Instrument	18071

Lender

Name	COLLEGIATE PEAKS BK
Type	Bank
Address	3350 BRIGHTON BLVD # 135, DENVER, CO 80216-5069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	May 10, 2019
Property Address	514 RANCHHAND DR, BERTHOUD, CO 80513-2700
Document Number	0000024444
Instrument Date	May 9, 2019
Instrument	24444
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$256.20
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,313.00 (+10.17%)	$39,400 (-4.37%) Land $7,650 Building $31,750	$630,400 (+2.52%) Land $122,400 Building $508,000
2023	$5,730.00 (+19.97%)	$41,199 (+27.08%) Land $8,201 Building $32,998	$614,900 (+31.81%) Land $122,400 Building $492,500
2022	$4,776.00	$32,421 Land $6,616 Building $25,805	$466,500 Land $95,200 Building $371,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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