Union County property record for 514 Pine Needle Ct, Matthews, NC 28104 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 4,003 sqft · built 2014 |
| Lot Size | 0.557 acres (24,263 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $583,500 (Feb 2015) |
| Tax Bill | $4,844 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-099-431 |
| Primary APN | 06-099-431 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,003 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 24,263 sqft (0.557 acres) |
| Garage Type | Attached |
| Garage Area | 707 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 205 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 514 PINE NEEDLE CT |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-7418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #39 LAKE FOREST PRESERVE PH3B MAP2 OPCM241-243 |
| Legal Subdivision | LAKE FOREST PRESERVE |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21018 |
Source: Union County records · APN 06-099-431
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 514 PINE NEEDLE CT, MATTHEWS, NC 28104-7418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2015 · Amount on Record |
| Deed Sale | Feb 11, 2015 · Amount on Record |
| Deed Document Number | 20153572 |
| Deed Book / Page | 6380 / 290 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 514 PINE NEEDLE CT, WEDDINGTON, NC 28104-7418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7998782 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 7998/782 |
| Instrument | 8238 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,844.00 (+19.99%) | $969,700 (+52.04%) Land $197,000 Building $772,700 | $969,700 (+52.04%) Land $197,000 Building $772,700 |
| 2023 | $4,037.00 | $637,800 Land $124,500 Building $513,300 | $637,800 Land $124,500 Building $513,300 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210182, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Google Fiber | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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