510 Pine Needle Ct, Matthews, NC 28104 Property Records

Union County property record for 510 Pine Needle Ct, Matthews, NC 28104 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 4,819 sqft · built 2014
Lot Size	0.515 acres (22,433 sqft)
Owner	Individual Name on File
Last Sale	$624,500 (Oct 2014)
Tax Bill	$5,412 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-099-430`

Property Details

APN / Parcel Number

Primary APN	`06-099-430`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,819 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	22,433 sqft (0.515 acres)
Garage Type	Attached
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	45 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 PINE NEEDLE CT
City	MATTHEWS
State	NC
Zip	28104-7418
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#38 LAKE FOREST PRESERVE PH3B MAP2 OPCM241-243
Legal Subdivision	LAKE FOREST PRESERVE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2011
Census Tract	21018

Owner

Source: Union County records · APN 06-099-430

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	510 PINE NEEDLE CT, MATTHEWS, NC 28104-7418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2014 · Amount on Record
Deed Sale	Oct 03, 2014 · Amount on Record
Deed Document Number	201426329
Deed Book / Page	6312 / 311
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	510 PINE NEEDLE CT, WEDDINGTON, NC 28104-7418
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6861874
Date	Jan 19, 2017
Book Page	6861/874
Instrument	0001574

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	510 PINE NEEDLE CT, WEDDINGTON, NC 28104-7418
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7883287
Date	Nov 12, 2020
Book Page	7883/287
Instrument	46740

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Dec 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,412.00 (+17.14%)	$1,083,300 (+48.4%) Land $197,000 Building $886,300	$1,083,300 (+48.4%) Land $197,000 Building $886,300
2023	$4,620.00	$730,000 Land $124,500 Building $605,500	$730,000 Land $124,500 Building $605,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210182, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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