514 Overhill Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 514 Overhill Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,360 sqft · built 2002
Lot Size	0.335 acres (14,600 sqft)
Owner	Individual Name on File
Last Sale	$43,500 (Jun 1999)
Tax Bill	$7,776 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-411-09211800`

Property Details

APN / Parcel Number

Primary APN	`01-411-09211800`
Alternative APNs	`1-411-09211800` `41109211800`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	3,888 sqft
1st Floor Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,600 sqft (0.335 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	226 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	41109211800
Street Address	514 OVERHILL DR
City	EDGEWATER
State	MD
Zip	21037-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 114 115 HOLLY HILL HARBOR
Legal Subdivision	HOLLY HILL HARBOR
Legal Block	2
Legal Lot Number	114
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2027
Census Tract	701202

Owner

514 Overhill Dr is owned and occupied by an individual who bought it in June 1999.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	514 OVERHILL DR, EDGEWATER, MD 21037-3836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 1999 · Amount on File
Deed Sale	Jun 30, 1999 · Amount on File
Prior Sale	Sep 26, 1996 · Amount on File
Deed Document Number	19999121
Deed Book / Page	9279 / 125
Transfer Doc	0122270288
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	514 OVERHILL DR, EDGEWATER, MD 21037-3836
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	LIBERTY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 OVERHILL DR, EDGEWATER, MD 21037-3836

Mortgage

Document Number	0342510323
Date	Feb 28, 2020
Book Page	34251/323

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	514 OVERHILL DR, EDGEWATER, MD 21037-3836
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365190359
Date	Apr 10, 2021
Book Page	36519/359

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	514 OVERHILL DR, EDGEWATER, MD 21037-3836
Document Number	0359430288
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	514 OVERHILL DR EDGEWATER MD 210373836, EDGEWATER, MD 21037-3836

Mortgage

Document Number	0359430288
Date	Jan 14, 2021
Book Page	035943/000288

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$867,300 (+6.54%) Land $221,800 Building $645,500	$867,300 (-) Land $221,800 Building $645,500
2025		$814,033	$867,300 Land $221,800 Building $645,500
2024	$7,776.00 (+1%)
2023	$7,069.00 Homeowner's exemption	$707,500 Land $221,800 Building $485,700	$707,500 Land $221,800 Building $485,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Overhill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 165 policies
Nearby Flood Policies	165 in force
Nearby Flood Claims	15 (2003–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Overhill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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