Anne Arundel County property record for 513 Overhill Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,945 sqft · built 1981 |
| Lot Size | 0.492 acres (21,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,000 (Sep 1999) |
| Tax Bill | $4,701 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-411-90020604 |
| Primary APN | 01-411-90020604 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,945 sqft Living Area |
| Gross Area | 3,205 sqft |
| 1st Floor Area | 1,617 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,408 sqft (0.492 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 499 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 41190020604 |
|---|---|
| Street Address | 513 OVERHILL DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 15 BK I HOLLY HILL HARBOR |
| Legal Subdivision | HOLLY HILL HARBOR |
| Legal Block | I |
| Legal Lot Number | 15 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 701202 |
513 Overhill Dr is owned and occupied by two individuals who bought it in September 1999.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 OVERHILL DR, EDGEWATER, MD 21037-3834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Nov 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 1999 · Amount on File |
| Deed Sale | Sep 30, 1999 · Amount on File |
| Deed Document Number | 199913463 |
| Deed Book / Page | 9439 / 744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 513 OVERHILL DR, EDGEWATER, MD 21037-3834 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 513 OVERHILL DR, EDGEWATER, MD 21037-3834 |
| Document Number | 0417690387 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 41769/387 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 20, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 513 OVERHILL DR, EDGEWATER, MD 21037-3834 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0397860411 |
|---|---|
| Date | Jul 12, 2023 |
| Book Page | 39786/411 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 513 OVERHILL DR, EDGEWATER, MD 21037-3834 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 513 OVERHILL DR, EDGEWATER, MD 21037-3834 |
| Document Number | 0379740364 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 37974/364 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.37% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 513 OVERHILL DR, EDGEWATER, MD 21037-3834 |
| Document Number | 0315670443 |
| Book / Page | 031567 / 000443 |
| Instrument Date | Nov 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 513 OVERHILL DR EDGEWATER MD 210373834, EDGEWATER, MD 21037-3834 |
| Document Number | 0315670443 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 031567/000443 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 14, 2057 |
The 2025 property tax bill for 513 Overhill Dr was $4,701 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $613,500 Land $238,300 Building $375,200 | $613,500 Land $238,300 Building $375,200 | |
| 2025 | $4,701.00 | ||
| 2023 | $3,982.00 Homeowner's exemption | $521,500 Land $238,300 Building $283,200 | $521,500 Land $238,300 Building $283,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 513 Overhill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 165 policies |
| Nearby Flood Policies | 165 in force |
| Nearby Flood Claims | 15 (2003–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 Overhill Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures