514 N 2040 E, Saint George, UT 84790 Property Records

Washington County property record for 514 N 2040 E, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,154 sqft · built 1992
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,616 (May 2024)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SG-CARC-B-20`

Property Details

APN / Parcel Number

Primary APN	`SG-CARC-B-20`
Alternative APN	`0430358`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	1,154 sqft
Attic	Attic
Attic Area	862 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	431 sqft
Porch	Open Slab
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	0430358
Street Address	514 N 2040 E
City	SAINT GEORGE
State	UT
Zip	84790-8163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SUBDIVISION: CIMARRON AT RED CLIFFS B (SG) LOT: 20
Legal Subdivision	CIMARRON AT RED CLIFFS B
Legal Lot Number	20
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	3
Census Block	3015
Census Tract	271102

Owner

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 N 2040 E, SAINT GEORGE, UT 84790-8163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Nov 23, 2022	Intrafamily Transfer, Transfer · Line of Credit AMERICA FIRST FCU
May 15, 2019	Deed of Trust, Mortgage · Line of Credit DESERET FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	202414425
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	514 N 2040 E, SAINT GEORGE, UT 84790-8163
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038989
Date	Jun 3, 2021
Instrument	20210038989

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	EAGLE MOUNTAIN, UT 84005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Nov 23, 2022
Property Address	514 N 2040 E, SAINT GEORGE, UT 84790-8163
Document Number	0000051017
Instrument Date	Nov 22, 2022
Instrument	20220051017
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N 2040 E, SAINT GEORGE, UT 84790-8163

Mortgage

Document Number	0000051018
Date	Nov 23, 2022
Instrument	20220051018

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	514 N 2040 E, ST GEORGE, UT 84790-8163
Document Number	0000019313
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N 2040 E ST GEORGE UT 847908163, ST GEORGE, UT 84790-8163

Mortgage

Document Number	0000019313
Date	May 20, 2019
Instrument	19313

Lender

Name	DESERET FIRST CU
Type	Credit Union
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 19, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,275 (-2.44%) Land $49,500 Building $126,775	$320,500 (-2.44%) Land $90,000 Building $230,500
2025	$1,190.00 (-3.25%)	$180,675 (-5.41%) Land $49,500 Building $131,175	$328,500 (-5.41%) Land $90,000 Building $238,500
2024	$1,230.00 (-3.76%)
2023	$1,278.00	$191,015	$347,300 Land $80,000 Building $267,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless	200 / 40
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: CenturyLink, SC Broadband.

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