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514 Locust St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 514 Locust St, Pacific Grove, CA 93950 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,366 sqft · built 1920
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on File
Last Sale$740,000 (Mar 2016)
Tax Bill$9,562 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
Feb 2026 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN006-445-010-000

Property Details

APN / Parcel Number

Primary APN006-445-010-000
Alternative APN
  • 006-445-010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,366 sqft Living Area
1st Floor Area1,366 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,500 sqft (0.103 acres)
Garage Area190 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number006-445-010
Street Address514 LOCUST ST
CityPACIFIC GROVE
StateCA
Zip93950-3925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPACIFIC GROVE ADD 3 S 1/2 OF LOT 12 X ALL OF LOTS 14 X 16 BLK 85
Legal SubdivisionPACIFIC GROVE ADD 3
Legal Block85
Legal Lot Number12,14
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2021
Census Tract12200

Owner

Source: Monterey County records · APN 006-445-010-000

Assessment roll updated July 23, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address514 LOCUST ST, PACIFIC GROVE, CA 93950-3925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SOFI BANK NA
Feb 06, 2026Affidavit of Death of Joint Tenant, Transfer
Mar 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 08, 2017Deed of Trust, Mortgage · Conventional Mortgage
PNC MORTGAGE LLC
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Jul 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2016 · Amount on Record
Deed SaleMar 31, 2016 · Amount on Record
Deed Document Number201616588
Last Transfer DateJan 30, 2026
Transfer Doc0000003760
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address514 LOCUST ST, PACIFIC GROVE, CA 93950-3925
Transaction TypeMortgage
Record UpdatedApr 01, 2026
Title CompanySILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 LOCUST ST, PACIFIC GROVE, CA 93950-3925

Mortgage

Document Number0000009119
DateMar 20, 2026
Instrument2026009119
Lender
NameSOFI BANK NA
TypeBank
AddressSALT LAKE CITY, UT 84121
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term238 Months
DueJan 01, 2046

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMONTEREY CA
Recording DateFeb 06, 2026
Property Address514 LOCUST ST, PACIFIC GROVE, CA 93950-3925
Document Number0000003760
Map ReferenceMB 1 PG 10
Instrument DateDec 05, 2025
Instrument2026003760
Transaction TypeTransfer
Record UpdatedFeb 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 LOCUST ST, PACIFIC GROVE, CA 93950-3925

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address514 LOCUST ST, PACIFIC GROVE, CA 93950-3925
Transaction TypeMortgage
Record UpdatedMar 21, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 LOCUST ST, PACIFIC GROVE, CA 93950-3925

Mortgage

Document Number0000011718
DateMar 10, 2022
Instrument2022011718
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address514 LOCUST ST, PACIFIC GROVE, CA 93950-3925
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062487
DateNov 08, 2017
Instrument2017062487
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address514 LOCUST ST, PACIFIC GROVE, CA 93950-3925
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003081
DateJan 21, 2020
Instrument2020003081
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2035

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address514 LOCUST ST, PACIFIC GROVE, CA 93950-3925
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036087
DateJul 23, 2020
Instrument2020036087
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityPacific Grove City
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,562.00 (+5.08%)$876,003 (+4.04%) Land $591,896 Building $284,107
2024$9,100.00 (-1.37%)
2023$9,226.00 (+2.08%) Homeowner's exemption$841,989 Land $568,913 Building $273,076
2022$9,038.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530122002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 611 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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