Monterey County property record for 406 Locust St, Pacific Grove, CA 93950 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1949 |
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | Owner Name on File |
| Last Sale | $370,000 (Mar 2000) |
| Tax Bill | $6,271 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-444-003-000 |
| Primary APN | 006-444-003-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 3,600 sqft (0.082 acres) |
| Garage Type | Carport |
| Garage Area | 150 sqft |
| Carport | Carport |
| Carport Area | 150 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 406 LOCUST ST |
|---|---|
| City | PACIFIC GROVE |
| State | CA |
| Zip | 93950-3923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PACIFIC GROVE ADD 3 LOTS 6 & 8 BLK 84 |
| Legal Subdivision | PACIFIC GROVE ADD 3 |
| Legal Block | 84 |
| Legal Lot Number | 6,8 8 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 12200 |
Source: Monterey County records · APN 006-444-003-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 406 LOCUST ST, PACIFIC GROVE, CA 93950-3923 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2000 · Amount on Record |
| Deed Sale | Mar 21, 2000 · Amount on Record |
| Prior Sale | Mar 17, 1999 · Amount on Record |
| Deed Document Number | 200100017831 |
| Deed Book / Page | 006 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 406 LOCUST ST, PACIFIC GROVE, CA 93950-3923 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 406 LOCUST ST, PACIFIC GROVE, CA 93950-3923 |
| Document Number | 0000032077 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025032077 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Pacific Grove City |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,271.00 (+3.55%) | $568,663 (+4.04%) Land $491,825 Building $76,838 |
| 2023 | $6,056.00 (+2.07%) | $546,583 Land $472,728 Building $73,855 |
| 2022 | $5,933.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530122002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 611 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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