Hamilton County property record for 514 Locust St, Cincinnati, OH 45216
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,442 sqft · built 1891 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Apr 2023) |
| Tax Bill | $2,548 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 661-0001-0431-00 |
| Primary APN | 661-0001-0431-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 758 sqft |
| 2nd Floor Area | 684 sqft |
| Basement Area | 758 sqft |
| Year Built | Built 1891 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,374 sqft (0.215 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 514 LOCUST ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45216-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOCUST ST 0.2152 AC S12 T3 FR2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ELMWOOD PLACE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 25700 |
514 Locust St is owned and occupied by an individual who bought it in April 2023.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 LOCUST ST, CINCINNATI, OH 45216-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on File |
| Deed Sale | Apr 19, 2023 · Amount on File |
| Deed Document Number | 2023-0026190 |
| Deed Book / Page | 14898 / 420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 19, 2023 |
| Property Address | 514 LOCUST ST, CINCINNATI, OH 45216-2327 |
| Document Number | 0000026190 |
| Book / Page | 14898 / 420 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023-0026190 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 LOCUST ST, CINCINNATI, OH 45216-2327 |
| Document Number | 0000026191 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 2023-0026191 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 514 Locust St was $2,548, up 2.6% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Elmwood Place Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,548.00 (+2.62%) | $36,040 (-) Land $5,488 Building $30,552 | |
| 2024 | $2,483.00 (-4.83%) | $36,040 (-) Land $5,488 Building $30,552 | |
| 2023 | $2,609.00 (+60.75%) | $36,040 (+118.16%) Land $5,488 Building $30,552 | $102,970 Land $15,680 Building $87,290 |
| 2022 | $1,623.00 | $16,520 Land $4,389 Building $12,131 | |
| 2020 | $47,200 Land $12,540 Building $34,660 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 514 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2001) |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 514 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
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