513 Locust St, Cincinnati, OH 45216 Property Records

Hamilton County property record for 513 Locust St, Cincinnati, OH 45216

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,192 sqft · built 1916
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$66,500 (May 2007)
Tax Bill$1,429 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN661-0001-0311-00

Property Details

APN / Parcel Number

Primary APN661-0001-0311-00
Alternative APN
  • 0092242

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,192 sqft Living Area
Gross Area2,384 sqft
1st Floor Area1,192 sqft
Basement Area1,192 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address513 LOCUST ST
CityCINCINNATI
StateOH
Zip45216-2326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description513 LOCUST ST 60 X 125 LOTS 541-542 L C HOPKINS 3RD PARS 311-312 CONS
Legal SubdivisionHOPKINS
Legal Lot Number541-5
JurisdictionHAMILTON OH
Township / Civil DivisionELMWOOD PLACE
Census Block Group3
Census Block3001
Census Tract25700

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address513 LOCUST ST, CINCINNATI, OH 45216-2326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2007 · Amount on Record
Deed SaleMay 8, 2007 · Amount on Record
Deed Document Number200766285
Deed Book / Page10543 / 831
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address513 LOCUST ST, CINCINNATI, OH 45216-2326
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009943
DateOct 2, 2017
Instrument17-0089943
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityElmwood Place Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,429.00 (+3.85%)$20,405 (-) Land $5,355 Building $15,050$58,300 (-) Land $15,300 Building $43,000
2024$1,376.00 (-3.71%)$20,405 (-) Land $5,355 Building $15,050
2023$1,429.00 (+23.4%)$20,405 (+67.91%) Land $5,355 Building $15,050$58,300 (+67.91%) Land $15,300 Building $43,000
2022$1,158.00 Homeowner's exemption$12,152 Land $4,284 Building $7,868
2020$34,720 Land $12,240 Building $22,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1979–2001)
Most Recent ClaimOct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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