Harford County property record for 514 Lighthouse Ct, Havre De Grace, MD 21078
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,209 sqft · built 1992 |
| Lot Size | 0.221 acres (9,626 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,000 (Dec 2016) |
| Tax Bill | $2,640 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-051987 |
| Primary APN | 06-051987 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,209 sqft Total Area |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,626 sqft (0.221 acres) |
| Garage Type | Basement |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 051987 |
|---|---|
| Street Address | 514 LIGHTHOUSE CT |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-4132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 262 9626 SF 514 LIGHTHOUSE COURT BAY VIEW EST S2 P 71/92 |
| Legal Subdivision | BAY VIEW ESTATES |
| Legal Lot Number | 262 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 306400 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 514 LIGHTHOUSE CT, HAVRE DE GRACE, MD 21078-4132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HARFORD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2016 · Amount on Record |
| Deed Sale | Dec 20, 2016 · Amount on Record |
| Prior Sale | Nov 3, 2016 · Amount on Record |
| Deed Document Number | 201612147-0112 |
| Deed Book / Page | 12147 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 514 LIGHTHOUSE CT, HAVRE DE GRACE, MD 21078-4132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0146900307 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 14690/307 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 514 LIGHTHOUSE CT, HAVRE DE GRACE, MD 21078-4132 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0123340256 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 12334/0256 |
| Instrument | 12334-0256 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MD 21001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 30, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,640.00 (+12.58%) | $277,000 (+16.37%) | $292,500 (+18.9%) Land $83,300 Building $209,200 |
| 2025 | $2,345.00 (+6.93%) | ||
| 2023 | $238,033 | $246,000 Land $83,300 Building $162,700 | |
| 2022 | $2,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
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