Harford County property record for 511 Lighthouse Ct, Havre De Grace, MD 21078
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,042 sqft · built 1993 |
| Lot Size | 0.189 acres (8,232 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,000 (Feb 2005) |
| Tax Bill | $3,405 (2026) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-051928 |
| Primary APN | 06-051928 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,042 sqft Total Area |
| Basement Area | 818 sqft |
| Finished Basement | 818 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,232 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 051928 |
|---|---|
| Street Address | 511 LIGHTHOUSE CT |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-4133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 254 8232 SF 511 LIGHTHOUSE COURT BAY VIEW EST S2 P 71/92 |
| Legal Subdivision | BAY VIEW ESTATES |
| Legal Lot Number | 254 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 306400 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 129, HAVRE DE GRACE, MD 21078-0129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 6, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Dec 22, 2016 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2005 · Amount on Record |
| Deed Sale | Feb 10, 2005 · Amount on Record |
| Prior Sale | Jun 12, 1992 · Amount on Record |
| Deed Document Number | 2005314 |
| Deed Book / Page | 5865 / 638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 511 LIGHTHOUSE CT, HAVRE DE GRACE, MD 21078-4133 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Title Company | OLD REPUBLIC TITLE (OREM), ORT POST CLOSE QA |
| Name | Verified Name |
|---|
| Document Number | 0161780456 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 16178/456 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 511 LIGHTHOUSE CT, HAVRE DE GRACE, MD 21078-4133 |
| Document Number | 0139410452 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 511 LIGHTHOUSE CT HAVRE DE GRACE MD 210784133, HAVRE DE GRACE, MD 21078-4133 |
| Document Number | 0139410452 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 013941/000452 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 511 LIGHTHOUSE CT, HAVRE DE GRACE, MD 21078-4133 |
| Document Number | 0121730066 |
| Book / Page | 012173 / 000066 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 511 LIGHTHOUSE CT HAVRE DE GRACE MD 210784133, HAVRE DE GRACE, MD 21078-4133 |
| Document Number | 0121730066 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 012173/000066 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,405.00 (+11.2%) Homeowner's exemption | $357,200 (+14.66%) | $375,200 (+16.81%) Land $83,200 Building $292,000 |
| 2025 | $3,062.00 (+6.43%) Homeowner's exemption | ||
| 2023 | $311,533 | $321,200 Land $83,200 Building $238,000 | |
| 2022 | $2,877.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
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