514 Lancaster Pl, #514, Frederick, MD 21703 Property Records

Frederick County property record for 514 Lancaster Pl, #514, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,088 sqft · built 1988
Lot Size	0.034 acres (1,471 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2025)
Tax Bill	$4,608 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-146525`

Property Details

APN / Parcel Number

Primary APN	`02-146525`
Alternative APNs	`2146525` `146525`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,088 sqft Living Area
1st Floor Area	544 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,471 sqft (0.034 acres)
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	146525
Street Address	514 LANCASTER PL, 514
City	FREDERICK
State	MD
Zip	21703-6184
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LOT 8 PLAT 4 SEC 5 BLK 61- 1471 SQ FT FREDERICK HEIGHTS
Legal Subdivision	FREDERICK HEIGHTS
Legal Block	61
Legal Lot Number	8
Legal Unit	514
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1009
Census Tract	750505

Owner

Source: Frederick County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 LANCASTER PL, 514, FREDERICK, MD 21703-6184
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITY OF FREDERICK
Apr 13, 2022	Deed, Transfer · FHA Mortgage SHORE UNITED BANK NA
Oct 29, 2020	Quit Claim Deed, Transfer QUANTUM TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Prior Transfer Date	Oct 23, 2020
Prior Transfer Doc	0142180331
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	514 LANCASTER PL, FREDERICK, MD 21703-6184
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, KTL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 LANCASTER PL 514, 514, FREDERICK, MD 21703-6184

Mortgage

Document Number	0158510042
Date	Apr 13, 2022
Book Page	15851/42

Lender

Name	CITY OF FREDERICK
Type	Government Agency
Address	FREDERICK, MD 21701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 13, 2022
Property Address	514 LANCASTER PL, FREDERICK, MD 21703-6184
Document Number	0158510007
Book / Page	15851 / 7
Map Reference	MB 33 PL 143
Instrument Date	Jan 6, 2022
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	KTL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 LANCASTER PL, FREDERICK, MD 21703-6184

Mortgage

Document Number	0001585113
Date	Apr 13, 2022
Instrument	15851/13

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2052

Mortgage

Document Number	0158510032
Date	Apr 13, 2022
Book Page	15851/32

Lender

Name	FREDERICK COUNTY
Type	Government Agency
Address	FREDERICK, MD 21701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 29, 2020
Property Address	514 LANCASTER PL, FREDERICK, MD 21703-6184
Document Number	0142180331
Book / Page	014218 / 000331
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	QUANTUM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 LANCASTER PL FREDERICK MD 217036184, FREDERICK, MD 21703-6184

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$264,400 (+15.49%) Land $85,000 Building $179,400	$264,400 (-) Land $85,000 Building $179,400
2024	$4,608.00 (+9.64%)
2023	$4,203.00	$228,933	$264,400 Land $85,000 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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