509 Lancaster Pl, #509, Frederick, MD 21703 Property Records

Frederick County property record for 509 Lancaster Pl, #509, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,088 sqft · built 1988
Lot Size	0.037 acres (1,592 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Apr 2020)
Tax Bill	$4,914 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-146398`

Property Details

APN / Parcel Number

Primary APN	`02-146398`
Alternative APNs	`2146398` `146398`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,088 sqft Living Area
1st Floor Area	544 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,592 sqft (0.037 acres)
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	146398
Street Address	509 LANCASTER PL, 509
City	FREDERICK
State	MD
Zip	21703-6184
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LOT 4 PLAT 4 SEC 5 BLK 60- 1592 SQ FT FREDERICK HEIGHTS
Legal Subdivision	FREDERICK HEIGHTS
Legal Block	60
Legal Lot Number	4
Legal Unit	509
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	750505

Owner

Source: Frederick County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5705 GREENLAWN DR, BETHESDA, MD 20814-1827
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP
Apr 15, 2020	Deed, Transfer · Conventional Mortgage IVY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Jul 25, 2016 · Amount on Record
Deed Book / Page	13657 / 275
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	509 LANCASTER PL, FREDERICK, MD 21703-6184
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 LANCASTER PL, FREDERICK, MD 21703-6184

Mortgage

Document Number	0144180374
Date	Jan 5, 2021
Book Page	14418/374

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 15, 2020
Property Address	509 LANCASTER PL, FREDERICK, MD 21703-6184
Document Number	0136570275
Book / Page	13657 / 275
Map Reference	MB 33 PL 143
Instrument Date	Mar 23, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	EVERGREEN SETTLEMENT CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5705 GREENLAWN DR, BETHESDA, MD 20814-1827
Investor	Possibly a Property Investor

Mortgage

Document Number	136570281
Date	Apr 15, 2020
Instrument	13657/0281

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,914.00 (+16.92%)	$264,400 (+15.49%) Land $85,000 Building $179,400	$264,400 (-) Land $85,000 Building $179,400
2023	$4,203.00	$228,933	$264,400 Land $85,000 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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