514 Johnson St, Covington, KY 41011 Property Records

Kenton County property record for 514 Johnson St, Covington, KY 41011

Property Summary

Property Type	Parking Lot
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$440,000 (Jul 2019)
Tax Bill	$331 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-21-09-011.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-09-011.00`

Exterior

Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	110 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	0542109011.00
Street Address	514 JOHNSON ST
City	COVINGTON
State	KY
Zip	41011
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Legal Description	JOHNSON & RUSSELL BLK 22 1/2 LOT 11
Legal Subdivision	JOHNSON & RUSSELL
Legal Phase	221,2
Legal Block	22
Legal Lot Number	11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2022
Census Tract	67000

Owner

Source: Kenton County records · APN 054-21-09-011.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	235 W 5TH ST, COVINGTON, KY 41011-1441
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	0000670337
Deed Book / Page	6703 / 37
Record Updated	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 12, 2019
Property Address	514 JOHNSON ST, COVINGTON, KY 41011
Document Number	0000000130
Book / Page	0C6703 / 000037
Instrument Date	Jul 11, 2019
Instrument	130
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	235 W 5TH ST COVINGTON KY 410111441, COVINGTON, KY 41011-1441

Mortgage

Document Number	131
Date	Jul 12, 2019
Book Page	0C6703/000041
Instrument	131

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 11, 2024

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$331.00 (-0.6%)	$25,000 (-) Land $24,500 Building $500	$25,000 (-) Land $24,500 Building $500
2023	$333.00	$25,000 Land $24,500 Building $500	$25,000 Land $24,500 Building $500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Mutter Gottes Historic District listed 1980 · 143 contributing resources · NRIS 80004499

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 607 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.