418 Johnson St, Covington, KY 41011 Property Records

Kenton County property record for 418 Johnson St, Covington, KY 41011

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 2,943 sqft
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$368,500 (Dec 2021)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`054-21-07-019.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-07-019.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,943 sqft Finished Area
Gross Area	3,303 sqft

Exterior

Architectural Style	Triplex
Exterior Material	Brick
Foundation Type	Stone
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	418 JOHNSON ST
City	COVINGTON
State	KY
Zip	41011-2883
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	JOHNSON & RUSSELL BLK 16 LOT 11 50'X 100'
Legal Subdivision	JOHNSON & RUSSELL
Legal Phase	16
Legal Block	16
Legal Lot Number	11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mutter Gottes Historic District (Boundary Increase) listed 1980 · 7 contributing resources · NRIS 80004552

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	908 MAIN ST, 1, COVINGTON, KY 41011-2123
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage 1ST TRUST BANK INC
Dec 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Sep 20, 2006 · Amount on Record
Deed Document Number	20215900223
Deed Book / Page	134 / 668
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	418 JOHNSON ST, COVINGTON, KY 41011-2883
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 MAIN ST 1, 1, COVINGTON, KY 41011-2123

Mortgage

Document Number	0005900164
Date	Aug 16, 2022
Book Page	398/671
Instrument	22081605900164

Lender

Name	1ST TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Aug 2, 2043

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 2, 2021
Property Address	418 JOHNSON ST, COVINGTON, KY 41011-2883
Document Number	0005900223
Book / Page	134 / 668
Instrument Date	Nov 23, 2021
Instrument	21120205900223
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Amount	Amount Recorded
Tax	$368.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 JOHNSON ST, 418, COVINGTON, KY 41011-2883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 MAIN ST # 1, 1, COVINGTON, KY 41011-2123

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,500 (-) Land $15,000 Building $353,500	$368,500 (-) Land $15,000 Building $353,500
2025	$4,882.00 (-0.53%)	$368,500 (-) Land $15,000 Building $353,500	$368,500 (-) Land $15,000 Building $353,500
2023	$4,908.00	$368,500 Land $15,000 Building $353,500	$368,500 Land $15,000 Building $353,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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