514 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 514 Gates St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 703 sqft · built 1929
Lot Size	0.105 acres (4,562 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Jan 2022)
Tax Bill	$2,357 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`15-26-301-003`

Property Details

APN / Parcel Number

Primary APN	`15-26-301-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	703 sqft Living Area
Gross Area	1,606 sqft
1st Floor Area	703 sqft
Basement Area	703 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	4,562 sqft (0.105 acres)
Lot Dimensions	112 ft deep x 40.5 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	514 GATES ST
City	AURORA
State	IL
Zip	60505-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOMERS SUBDN : E 35.45 FT LOT 9 : N 5 FT LOT 10 LOT DIMENSIONS: 40.45 X 112.78 APPROX LOT SQ FT 4562 SUBDIVISION: SECTION 26 RANGE CODE: 001
Legal Subdivision	SCHOMERS SUB
Legal Block	2
Legal Lot Number	9,10
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2004
Census Tract	854302

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 GATES ST, AURORA, IL 60505-4832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jun 11, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	2022844
Prior Transfer Date	Dec 26, 2003
Prior Transfer Doc	0000004786
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 5, 2022
Property Address	514 GATES ST, AURORA, IL 60505-4832
Document Number	0000000844
Instrument Date	Dec 26, 2021
Instrument	2022K000844
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 BANGS ST, AURORA, IL 60505-4822

Mortgage

Document Number	0000000845
Date	Jan 5, 2022
Instrument	2022K000845

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

June 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KANE IL
Recording Date	Jun 11, 2021
Property Address	514 GATES ST, AURORA, IL 60505-4832
Document Number	0000044976
Instrument Date	Jun 9, 2021
Instrument	2021K044976
Transaction Type	Foreclosure
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Tax	$86.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 PRAIRY GRAN LN, NAPERVILLE, IL 60540

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,357.00 (+15.54%) Homeowner's exemption
2024		$40,307 (+22.66%) Land $5,035 Building $35,272	$120,969 (+22.71%) Land $15,111 Building $105,858
2022	$2,040.00 (+2.77%) Homeowner's exemption	$32,860 (+7.41%) Land $4,105 Building $28,755	$98,580 (+7.41%) Land $12,315 Building $86,265
2021	$1,985.00 Homeowner's exemption	$30,593 Land $3,822 Building $26,771	$91,779 Land $11,466 Building $80,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1983–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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