509 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 509 Gates St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,410 sqft · built 1929
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2022)
Tax Bill	$3,991 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-428-020`

Property Details

APN / Parcel Number

Primary APN	`15-27-428-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	2,630 sqft
Basement Area	940 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	509 GATES ST
City	AURORA
State	IL
Zip	60505-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAVELL & BERNBORCKS : RESUBDN: EX W 7 FT LOT 13
Legal Subdivision	REAVELL&BERNBORCKS
Legal Block	2
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2000
Census Tract	854301

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 GATES ST, AURORA, IL 60505-4831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Sep 4, 2014 · Amount on Record
Deed Document Number	202239135
Prior Transfer Date	Apr 29, 2013
Prior Transfer Doc	0000031255
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 2, 2022
Property Address	509 GATES ST, AURORA, IL 60505-4831
Document Number	0000039135
Instrument Date	Jul 17, 2022
Instrument	2022K039135
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	509 GATES ST, AURORA, IL 60505-4831

Mortgage

Document Number	0000039136
Date	Aug 2, 2022
Instrument	2022K039136

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,991.00 (+15.45%) Homeowner's exemption
2024		$63,181 (+22.66%) Land $5,115 Building $58,066	$189,619 (+22.71%) Land $15,351 Building $174,268
2022	$3,457.00 (+2.1%) Homeowner's exemption	$51,508 (+7.41%) Land $4,170 Building $47,338	$154,524 (+7.41%) Land $12,510 Building $142,014
2021	$3,386.00 Homeowner's exemption	$47,954 Land $3,882 Building $44,072	$143,862 Land $11,646 Building $132,216

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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