514 Elm St, Windsor, CO 80550 Property Records

Weld County property record for 514 Elm St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,508 sqft · built 1907
Lot Size	0.218 acres (9,500 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Jul 2016)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8072-12-0-70-07`

Property Details

APN / Parcel Number

Primary APN	`8072-12-0-70-07`
Alternative APNs	`0807-21-2-07-007` `R1522386`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	2,148 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1960
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,500 sqft (0.218 acres)
Garage Type	Attached
Garage Area	640 sqft
Porch	Slab
Porch Area	951 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R1522386
Street Address	514 ELM ST
City	WINDSOR
State	CO
Zip	80550-5250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 22982 W2 L5 & E2 L7 BLK20
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	WINDSOR TOWN
Legal Block	20
Legal Lot Number	5
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1008
Census Tract	2205

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2016 · Amount on Record
Deed Sale	Jul 7, 2016 · Amount on Record
Prior Sale	Sep 21, 1990 · Amount on Record
Deed Document Number	20164217259
Last Transfer Date	Sep 6, 2019
Transfer Doc	0004521094
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	514 ELM ST, WINDSOR, CO 80550-5250
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 ELM ST, WINDSOR, CO 80550-5250

Mortgage

Document Number	0004798562
Date	Jan 31, 2022
Instrument	4798562

Lender

Name	BANK OF COLORADO
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 28, 2027

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	514 ELM ST, WINDSOR, CO 80550-5250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004525317
Date	Sep 20, 2019
Instrument	4525317

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	514 ELM ST, WINDSOR, CO 80550-5250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004635009
Date	Sep 30, 2020
Instrument	4635009

Lender

Name	BANK OF COLORADO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,920 (-2.11%) Land $4,650 Building $22,270	$439,932 (-) Land $76,000 Building $363,932
2025	$2,749.00 (+9%)	$27,500 (-9.57%) Land $4,750 Building $22,750	$439,932 (-2.14%) Land $76,000 Building $363,932
2024	$2,522.00 (+8.94%)
2023	$2,315.00	$30,410 Land $4,500 Building $25,910	$449,560 Land $66,500 Building $383,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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