429 Elm St, Windsor, CO 80550 Property Records

Weld County property record for 429 Elm St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,182 sqft · built 1915
Lot Size	0.218 acres (9,500 sqft)
Owner	Company Name on Record
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8072-12-1-30-01`

Property Details

APN / Parcel Number

Primary APN	`8072-12-1-30-01`
Alternative APNs	`0807-21-2-13-001` `R1528086`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	446 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,500 sqft (0.218 acres)
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1528086
Street Address	429 ELM ST
City	WINDSOR
State	CO
Zip	80550-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23108 L16 BLK24
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	WINDSOR TOWN
Legal Block	24
Legal Lot Number	16
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3008
Census Tract	2205

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 6, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2024
Deed Sale	Nov 15, 2024
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	20244994639
Prior Transfer Date	Nov 7, 2024
Prior Transfer Doc	0004994639
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Recording Date	Jun 30, 2026
Property Address	429 ELM ST, WINDSOR, CO 80550-5247
Document Number	0005111331
Instrument Date	Jun 17, 2026
Instrument	20265111331
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	429 ELM ST, WINDSOR, CO 80550-5247

Mortgage

Document Number	0005111331,
Date	Jun 30, 2026
Instrument	20265111331

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2046

Interest

Rate	6.51%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	429 ELM ST, WINDSOR, CO 80550-5247
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004947056
Date	Mar 1, 2024
Instrument	4947056

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	429 ELM ST, WINDSOR, CO 80550-5247
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004546494
Date	Dec 4, 2019
Instrument	4546494

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	429 ELM ST, WINDSOR, CO 80550-5247
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004649193
Date	Nov 9, 2020
Instrument	4649193

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Mar 18, 2019
Property Address	429 ELM ST, WINDSOR, CO 80550-5247
Document Number	0004474000
Instrument Date	Mar 6, 2019
Instrument	4474000
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	429 ELM ST WINDSOR CO 805505247, WINDSOR, CO 80550-5247

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jul 6, 2017
Property Address	429 ELM ST, WINDSOR, CO 80550-5247
Document Number	0004315821
Instrument Date	Jul 5, 2017
Instrument	4315821
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	429 ELM ST WINDSOR CO 805505247, WINDSOR, CO 80550-5247

Mortgage

Document Number	4315822
Date	Jul 6, 2017
Instrument	4315822

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,570 (-2.08%) Land $4,650 Building $17,920	$368,734 (-) Land $76,000 Building $292,734
2025	$2,304.00 (+6.37%)	$23,050 (-13.54%) Land $4,750 Building $18,300	$368,734 (-6.41%) Land $76,000 Building $292,734
2024	$2,166.00 (+8.95%)
2023	$1,988.00	$26,660 Land $4,500 Building $22,160	$394,000 Land $66,500 Building $327,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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