Muscatine County property record for 514 E Wate St, Wilton, IA 52778
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,658 sqft · built 1858 |
| Lot Size | 0.253 acres (11,016 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jan 2025) |
| Tax Bill | $3,090 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0406176003 |
| Primary APN | 0406176003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Basement Area | 975 sqft |
| Finished Basement | 575 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1858 |
|---|---|
| Effective Year Built | Effective 1858 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,016 sqft (0.253 acres) |
| Lot Dimensions | 136 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 332 sqft |
| Patio Area | 148 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 514 E WATE ST |
|---|---|
| City | WILTON |
| State | IA |
| Zip | 52778-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-SINGLE |
| Legal Description | 6-78-1W LOT 1 REPLAT RURAL ELECTRIC SD |
| Legal Subdivision | RURAL ELECTRIC SD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | MUSCATINE IA |
| Township / Civil Division | WILTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 50200 |
514 E Wate St is owned and occupied by an individual who bought it in January 2025.
Source: Muscatine County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 E WATE ST, WILTON, IA 52778-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2023 | Deed of Trust, Mortgage · Line of Credit Q |
| Jun 15, 2018 | Deed of Trust, Mortgage · Line of Credit QUAD CITY BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2025 · Amount on File |
| Deed Sale | Jan 7, 2025 · Amount on File |
| Prior Sale | Jun 26, 2007 · Amount on File |
| Deed Document Number | 202578 |
| Prior Transfer Date | Aug 2, 2005 |
| Prior Transfer Doc | 0200506413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSCATINE IA |
| Property Address | 514 E WATE ST, WILTON, IA 52778-9506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202305432 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 2023-05432 |
| Name | Q |
|---|---|
| Type | Private Party |
| Address | 2118 MIDDLE RD, BETTENDORF, IA 52722 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSCATINE IA |
| Property Address | 514 E WATE ST, WILTON, IA 52778-9506 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201803134 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 2018-03134 |
| Name | QUAD CITY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BETTENDORF, IA 52722 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 514 E Wate St was $3,090, up 3.4% from the year before.
Source: Muscatine County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Muscatine County |
| Municipality | Wilton City |
| Unified School District | Wilton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,090.00 (+3.41%) | $211,850 Land $31,430 Building $180,420 | $211,850 Land $31,430 Building $180,420 |
| 2024 | $2,988.00 | ||
| 2023 | $172,684 (+12.83%) Land $31,450 Building $141,234 | $172,684 Land $31,450 Building $141,234 | |
| 2022 | $2,884.00 | $153,050 Land $29,670 Building $123,380 | |
| 2021 | $153,050 Land $29,670 Building $123,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 514 E Wate St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | May 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 514 E Wate St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WTC Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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