310 E Wate St, Wilton, IA 52778 Property Records

Muscatine County property record for 310 E Wate St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,509 sqft · built 1954
Lot Size	0.178 acres (7,770 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Mar 2019)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0406154004`

Property Details

APN / Parcel Number

Primary APN	`0406154004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,509 sqft Living Area
1st Floor Area	940 sqft
Attic	Attic
Attic Area	329 sqft
Basement Area	940 sqft
Unfinished Basement	940 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,770 sqft (0.178 acres)
Lot Dimensions	15 ft deep x 7 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	310 E WATE ST
City	WILTON
State	IA
Zip	52778-7799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE
Legal Description	6-78-1W (EX TRACT 7 X 15 SW COR)TRACT 60X131 1/2 NE COR OL 13 BUTTERFIELD'S ADD
Legal Subdivision	BUTTERFIELD'S (BUTT'S ADD)
Legal Tract	7,15
Legal Lot Number	13
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4021
Census Tract	50200

Owner

310 E Wate St is owned and occupied by an individual who bought it in March 2019.

Source: Muscatine County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 394, WILTON, IA 52778-0394
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORTRESS BANK
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on File
Deed Sale	Mar 4, 2019 · Amount on File
Prior Sale	Apr 8, 2010 · Amount on File
Deed Document Number	2019824
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	310 E WATE ST, WILTON, IA 52778-7799
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001183
Date	Mar 11, 2020
Instrument	2020-01183

Lender

Name	FORTRESS BANK
Type	Bank
Address	PEORIA, IL 61615

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Mar 4, 2019
Property Address	310 E WATE ST, WILTON, IA 52778-7799
Document Number	201900824
Instrument Date	Mar 1, 2019
Instrument	2019-00824
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E WATE ST, WILTON, IA 52778-7799

Mortgage

Document Number	201900825
Date	Mar 4, 2019
Instrument	2019-00825

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 310 E Wate St was $2,108 with a homeowner's exemption, down 11.2% from the year before.

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,108.00 (-11.2%) Homeowner's exemption	$148,000 Land $20,820 Building $127,180	$148,000 Land $20,820 Building $127,180
2024	$2,374.00
2023		$146,884 (+11.69%) Land $20,829 Building $126,055	$146,884 Land $20,829 Building $126,055
2022	$2,478.00	$131,510 Land $19,650 Building $111,860
2021			$131,510 Land $19,650 Building $111,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 E Wate St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 310 E Wate St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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