Livingston County property record for 514 E Spruce St, Chatsworth, IL 60921
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 972 sqft · built 1952 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $765 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-27-03-130-008 |
| Primary APN | 27-27-03-130-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 160 ft deep x 75 ft wide |
| Garage Area | 200 sqft |
| Heating System | Gas |
|---|
| Street Address | 514 E SPRUCE ST |
|---|---|
| City | CHATSWORTH |
| State | IL |
| Zip | 60921-9209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 27 03 130 008 LOT 75 X 160 E1/2 LOT 13 & ALL LOT 14 BLK 11 BOIES & WYMAN'S ADD |
| Legal Subdivision | BOIES & WYMAN'S ADD |
| Legal Block | 11 |
| Legal Lot Number | 13,14 |
| Jurisdiction | LIVINGSTON IL |
| Township / Civil Division | CHATSWORTH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 961000 |
Source: Livingston County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 514 E SPRUCE ST, CHATSWORTH, IL 60921-9209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Property Address | 514 E SPRUCE ST, CHATSWORTH, IL 60921-9209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R00967 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 2019R-00967 |
| Name | VERMILION VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 18, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Livingston County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Livingston County |
| County Subdivision | Chatsworth Township |
| Municipality | Chatsworth Town |
| Unified School District | Prairie Central Community Unit School District 8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $765.00 | $13,385 Land $1,566 Building $11,819 | $40,155 Land $4,698 Building $35,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATSWORTH serves 1,200 people · EPA ID IL1050100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 200 |
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