412 E Spruce St, Chatsworth, IL 60921 Property Records

Livingston County property record for 412 E Spruce St, Chatsworth, IL 60921

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,566 sqft · built 1900
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-27-03-129-010`

Property Details

APN / Parcel Number

Primary APN	`27-27-03-129-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Basement Area	91 sqft
Unfinished Basement	91 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	412 E SPRUCE ST
City	CHATSWORTH
State	IL
Zip	60921-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-03-129-010 LOT 60 X 160 LOT 14 & W10' LOT 15 BLK 10 BOIES & WYMAN'S ADD
Legal Subdivision	BOIES & WYMAN'S ADD
Legal Block	10
Legal Lot Number	14,15
Jurisdiction	LIVINGSTON IL
Township / Civil Division	CHATSWORTH
Census Block Group	2
Census Block	2021
Census Tract	961000

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E SPRUCE ST, CHATSWORTH, IL 60921-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Mar 24, 2017	Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2017
Deed Sale	Mar 24, 2017
Prior Sale	Sep 27, 2016
Deed Document Number	20171196
Last Transfer Date	Aug 27, 2026
Transfer Doc	0000003986
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	412 E SPRUCE ST, CHATSWORTH, IL 60921-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04098
Date	Sep 21, 2020
Instrument	2020R-04098

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 6, 2023

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	412 E SPRUCE ST, CHATSWORTH, IL 60921-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R03400
Date	Aug 31, 2017
Instrument	2017R-03400

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 26, 2018

Interest

Rate Type	Fixed Rate

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Mar 24, 2017
Property Address	412 E SPRUCE ST, CHATSWORTH, IL 60921-9208
Document Number	2017R01196
Instrument Date	Mar 17, 2017
Instrument	2017R-01196
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E ELM ST, CHATSWORTH, IL 60921-7507

Mortgage

Document Number	2017R01197
Date	Mar 24, 2017
Instrument	2017R-01197

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 17, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Chatsworth Township
Municipality	Chatsworth Town
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,274.00 (+21.54%) Homeowner's exemption	$27,937 (+19.27%) Land $1,252 Building $26,685	$83,811 (+19.27%) Land $3,756 Building $80,055
2024	$1,871.00	$23,424 Land $1,149 Building $22,275	$70,272 Land $3,447 Building $66,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATSWORTH serves 1,200 people · EPA ID IL1050100
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 200

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