514 E Cape May Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 514 E Cape May Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 945 sqft · built 1950
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (May 2016)
Tax Bill	$4,853 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`22-00061-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`22-00061-0000-00003`
Alternative APNs	`2200061000002934` `220006100003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	945 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	2200061000002934
Street Address	514 E CAPE MAY AVE
City	OCEAN GATE
State	NJ
Zip	08740-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	40X100
Legal Subdivision	SUPLEMENTARY/OCEAN GATE PLAN
Legal Block	61
Legal Lot Number	3
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	2
Census Block	2033
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1204, OCEAN GATE, NJ 08740-1204
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 2, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2016 · Amount on Record
Deed Sale	May 27, 2016 · Amount on Record
Prior Sale	Sep 6, 1995 · Amount on Record
Deed Document Number	201651393
Prior Transfer Date	Apr 4, 2008
Prior Transfer Doc	0139780596
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	514 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1324
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186311894
Date	Aug 16, 2021
Book Page	18631/1894
Instrument	2021119897

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	514 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1324
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182950948
Date	Feb 3, 2021
Book Page	18295/948
Instrument	2021017636

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	514 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1324
Document Number	0176810151
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 E CAPE MAY AVE OCEAN GATE NJ 087401324, OCEAN GATE, NJ 08740-1324

Mortgage

Document Number	0176810151
Date	Nov 14, 2019
Book Page	017681/000151
Instrument	115666

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,500 (-) Land $136,000 Building $130,500	$266,500 (-) Land $136,000 Building $130,500
2025	$4,853.00 (+10.77%)	$266,500 (+85.33%) Land $136,000 Building $130,500	$266,500 (+85.33%) Land $136,000 Building $130,500
2024	$4,381.00 (+9.55%)
2023		$143,800 Land $60,700 Building $83,100	$143,800 Land $60,700 Building $83,100
2022	$3,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	81 (1984–2021)
Claims Outside the SFHA	7 of 81
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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