Ocean County and Ocean Gate Borough property record for 435 E Cape May Ave, Ocean Gate, NJ 08740
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,226 sqft · built 1950 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,000 (Mar 2023) |
| Tax Bill | $5,244 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 22-00054-0000-00013 |
| Primary APN | 22-00054-0000-00013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 2200054000002579 |
|---|---|
| Street Address | 435 E CAPE MAY AVE |
| City | OCEAN GATE |
| State | NJ |
| Zip | 08740-1323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 40X100 |
| Legal Subdivision | OCEAN GATE |
| Legal Block | 54 |
| Legal Lot Number | 13 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN GATE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 729000 |
Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Mar 29, 2023 | Deed, Transfer · Stand-Alone First Mortgage SUSAN RODGERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on Record |
| Deed Sale | Mar 29, 2023 · Amount on Record |
| Prior Sale | Nov 29, 2000 · Amount on Record |
| Deed Document Number | 202323461 |
| Deed Book / Page | 19337 / 537 |
| Prior Transfer Date | Feb 22, 2005 |
| Prior Transfer Doc | 0124991615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 435 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1323 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | FIT AGCY LLC, FIT AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 15 PENNY LN, BAYVILLE, NJ 08721-1254 |
| Document Number | 0194790079 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 19479/79 |
| Instrument | 2023067484 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 29, 2023 |
| Property Address | 435 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1323 |
| Document Number | 0193370537 |
| Book / Page | 19337 / 537 |
| Instrument Date | Feb 2, 2023 |
| Instrument | 2023023461 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Title Company | FIT AGCY LLC, FIT AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,473.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 519 HARRIS AVE, MIDDLESEX, NJ 08846-2410 |
| Name | Verified Name |
|---|---|
| Address | 435 E CAPE MAY AVE, OCEAN GATE, NJ 08740-1323 |
| Document Number | 2023023462 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023023462 |
| Name | SUSAN RODGERS |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Mar 31, 2024 |
Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ocean Gate Borough |
| Secondary School District | Central Regional School District (07 - 12) |
| Elementary School District | Ocean Gate Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,000 (-) Land $146,000 Building $142,000 | $288,000 (-) Land $146,000 Building $142,000 | |
| 2025 | $5,244.00 (+10.77%) | $288,000 (+118.51%) Land $146,000 Building $142,000 | $288,000 (+118.51%) Land $146,000 Building $142,000 |
| 2024 | $4,734.00 (+29.17%) | ||
| 2023 | $131,800 Land $60,700 Building $71,100 | $131,800 Land $60,700 Building $71,100 | |
| 2022 | $3,665.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 81 (1984–2021) |
| Claims Outside the SFHA | 7 of 81 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures