514 E Ayers St, Osceola, IA 50213 Property Records

Clarke County property record for 514 E Ayers St, Osceola, IA 50213

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1969
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$32,900 (Mar 2008)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Jun 2013 Mortgage Jul 2007 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`00347`

Property Details

APN / Parcel Number

Primary APN	`00347`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	514 E AYERS ST
City	OSCEOLA
State	IA
Zip	50213-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWE'S ADDITIONLOT 4 & ALL E/W ALLEY ADJ TO BLOCK 1
Legal Subdivision	OSC-HOWE'S ADDTN
Legal Block	1
Legal Lot Number	4
Jurisdiction	CLARKE IA
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1028
Census Tract	960100

Owner

514 E Ayers St is owned and occupied by an individual who bought it in March 2008.

Source: Clarke County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	514 E AYERS ST, OSCEOLA, IA 50213-1302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2013	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 2, 2007	Legal Action/Court Order, Foreclosure · Conventional Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2008 · Amount on File
Deed Sale	Mar 26, 2008 · Amount on File
Prior Sale	Jul 2, 2007 · Amount on File
Deed Document Number	2008695
Deed Book / Page	102 / 630
Record Updated	Oct 29, 2026

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE IA
Property Address	514 E AYERS ST, OSCEOLA, IA 50213-1302
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000E13/167
Date	Jun 25, 2013
Book Page	E13/167
Instrument	E13-0167

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2028

July 2007: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CLARKE IA
Recording Date	Jul 2, 2007
Property Address	514 E AYERS ST, OSCEOLA, IA 50213-1302
Document Number	000102/630
Book / Page	102 / 630
Instrument Date	Jun 29, 2007
Instrument	2007-1708
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 E KELLOGG ST, GARDEN GROVE, IA 50103-1022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 E AYERS ST, OSCEOLA, IA 50213-1302

Mortgage

Document Number	0020071709
Date	Jul 2, 2007
Instrument	2007-1709

Lender

Name	IOWA BANKERS MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 514 E Ayers St was $1,892 with a homeowner's exemption, up 3.1% from the year before.

Source: Clarke County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Clarke County
Municipality	Osceola City
Unified School District	Clarke Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,640 (-) Land $19,130 Building $89,510	$108,640 (-) Land $19,130 Building $89,510
2025	$1,892.00 (+3.05%) Homeowner's exemption	$108,640 Land $19,130 Building $89,510	$108,640 Land $19,130 Building $89,510
2024	$1,836.00
2023		$97,410 (+21.26%) Land $15,300 Building $82,110	$97,410 Land $15,300 Building $82,110
2022	$1,684.00 Homeowner's exemption	$80,330 Land $13,480 Building $66,850
2021			$80,330 Land $13,480 Building $66,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 E Ayers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 E Ayers St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATER WORKS serves 5,503 people · EPA ID IA2038038
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

Nearby Properties on E Ayers St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures