Clarke County property record for 503 E Ayers St, Osceola, IA 50213
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1979 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,362 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01715 |
| Primary APN | 01715 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,362 sqft (0.169 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 503 E AYERS ST |
|---|---|
| City | OSCEOLA |
| State | IA |
| Zip | 50213-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MISC SEC 17S 70' OF W 105' OF LOT 3 IN SW NE |
| Legal Subdivision | OSC-MISC SEC 17 |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | CLARKE IA |
| Township / Civil Division | OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 960100 |
Source: Clarke County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 503 E AYERS ST, OSCEOLA, IA 50213-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARKE IA |
| Property Address | 503 E AYERS ST, OSCEOLA, IA 50213-1301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 503 E AYERS ST, OSCEOLA, IA 50213-1301 |
| Document Number | 0020251054 |
|---|---|
| Date | Aug 4, 2025 |
| Instrument | 2025-1054 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OSCEOLA, IA 50213 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Clarke County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Clarke County |
| Municipality | Osceola City |
| Unified School District | Clarke Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,970 (-) Land $17,590 Building $115,380 | $132,970 (-) Land $17,590 Building $115,380 | |
| 2025 | $2,362.00 (+2.96%) Homeowner's exemption | $132,970 (+11.61%) Land $17,590 Building $115,380 | $132,970 (+11.61%) Land $17,590 Building $115,380 |
| 2024 | $2,294.00 (+8.11%) | ||
| 2023 | $119,140 (+20.5%) Land $14,070 Building $105,070 | $119,140 (+20.5%) Land $14,070 Building $105,070 | |
| 2022 | $2,122.00 Homeowner's exemption | $98,870 Land $12,350 Building $86,520 | |
| 2021 | $98,870 Land $12,350 Building $86,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSCEOLA WATER WORKS serves 5,503 people · EPA ID IA2038038 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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