Daviess County property record for 514 E 3rd St, Owensboro, KY 42303
| Property Type | Mixed Use Commercial/Industrial |
|---|---|
| Details | 1 ba · 2,400 sqft · built 1961 |
| Lot Size | 0.094 acres (4,100 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $226 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-05-12-013-00-000 |
| Primary APN | 001-05-12-013-00-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 4,100 sqft (0.094 acres) |
| Lot Dimensions | 82 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 514 E 3RD ST |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-4219 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Commercial/Industrial |
| Legal Description | 514 E 3RD ST |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | OWENSBORO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 300 |
Source: Daviess County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 E 4TH ST, OWENSBORO, KY 42303-4233 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Municipality | Owensboro City |
| Unified School District | Owensboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,800 (-21.11%) | $53,800 (-21.11%) | |
| 2025 | $226.00 (-70.65%) | $68,200 (-) Land $25,000 Building $43,200 | $68,200 (-) Land $25,000 Building $43,200 |
| 2023 | $68,200 (-) | $68,200 (-) | |
| 2022 | $770.00 | $68,200 | $68,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Owensboro Municipal Utilities, T-Mobile.
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