Daviess County property record for 421 E 3rd St, Owensboro, KY 42303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,382 sqft · built 1926 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $113 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-05-08-003-00-000 |
| Primary APN | 001-05-08-003-00-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,382 sqft Living Area |
| Gross Area | 1,189 sqft |
| Basement Area | 1,189 sqft |
| Unfinished Basement | 1,189 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Brick |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 421 E 3RD ST |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 421 E 3RD ST |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | OWENSBORO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 300 |
Source: Daviess County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 E 3RD ST, OWENSBORO, KY 42303-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Municipality | Owensboro City |
| Unified School District | Owensboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113.00 (-87.97%) Homeowner's exemption | $83,100 (-) Land $47,400 Building $35,700 | $83,100 (-) Land $47,400 Building $35,700 |
| 2023 | $83,100 (-) | $83,100 (-) | |
| 2022 | $939.00 | $83,100 | $83,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Owensboro Municipal Utilities, T-Mobile.
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