514 E 17th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 514 E 17th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1998
Lot Size	0.242 acres (10,582 sqft)
Owner	Individual Name on File
Tax Bill	$1,515 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-22-151-020.000-022`

Property Details

APN / Parcel Number

Primary APN	`71-09-22-151-020.000-022`
Alternative APN	`0271001022006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Basement Area	1,320 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,582 sqft (0.242 acres)
Lot Dimensions	143 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0271001022006
Street Address	514 E 17TH ST
City	MISHAWAKA
State	IN
Zip	46544-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J & E FORD SUB LOT 5
Legal Subdivision	J & E FORD SUB
Legal Lot Number	5
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2022
Census Tract	10300

Owner

514 E 17th St is owned and occupied by an individual who acquired it in December 2011.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	514 E 17TH ST, MISHAWAKA, IN 46544-5615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Nov 17, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Dec 16, 2011	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 16, 2011
Transfer Doc	1133630
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	514 E 17TH ST, MISHAWAKA, IN 46544-5615
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002004997
Date	Feb 24, 2020
Instrument	2004997

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	514 E 17TH ST, MISHAWAKA, IN 46544-5615
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000938095
Date	Nov 17, 2009
Instrument	0938095

Lender

Name	FIRST FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2039

December 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 16, 2011
Property Address	514 E 17TH ST, MISHAWAKA, IN 46544-5615
Document Number	0001133630
Map Reference	DOC9538556
Instrument Date	Dec 6, 2011
Instrument	1133630
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 E 17TH ST, MISHAWAKA, IN 46544-5615

Mortgage

Document Number	0001133631
Date	Dec 16, 2011
Instrument	1133631

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,600 Land $45,000 Building $199,600	$244,600 Land $45,000 Building $199,600
2024	$1,515.00 (-6.08%)
2023	$1,613.00 (-3.82%)	$155,500 (-8.9%) Land $41,800 Building $113,700	$155,500 (-8.9%) Land $41,800 Building $113,700
2022	$1,677.00 Homeowner's exemption	$170,700 Land $45,000 Building $125,700	$170,700 Land $45,000 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 E 17th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 E 17th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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