505 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 505 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,304 sqft · built 1900
Lot Size	0.7 acres (3,036 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2023)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-481-004`

Property Details

APN / Parcel Number

Primary APN	`06-11-481-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,304 sqft Living Area
Gross Area	2,012 sqft
Basement Area	708 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,036 sqft (0.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	505 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN NORTH 1/2 COUNTY CLERKS SUB F EXCEPT EAST 40 FT LOT 1 BLOCK 34
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	34
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2011
Census Tract	851302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 DOUGLAS AVE, ELGIN, IL 60120-3631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer · FHA Mortgage CIBM BANK
Jan 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	May 21, 2013 · Amount on Record
Deed Document Number	202333320
Prior Transfer Date	Nov 21, 2020
Prior Transfer Doc	0000003445
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 25, 2023
Property Address	505 DOUGLAS AVE, ELGIN, IL 60120-3631
Document Number	0000033320
Instrument Date	Aug 8, 2023
Instrument	2023K033320
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 DOUGLAS AVE, ELGIN, IL 60120-3631

Mortgage

Document Number	0000033321
Date	Sep 25, 2023
Instrument	2023K033321

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 14, 2021
Property Address	505 DOUGLAS AVE, ELGIN, IL 60120-3631
Document Number	0000003445
Instrument Date	Nov 21, 2020
Instrument	2021K003445
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 DOUGLAS AVE, ELGIN, IL 60120-3631

Mortgage

Document Number	0000003446
Date	Jan 14, 2021
Instrument	2021K003446

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,348.00 (+15.79%)	$64,995 (+8.57%) Land $7,923 Building $57,072	$195,063 (+8.57%) Land $23,779 Building $171,285
2024		$59,865 (+21.39%) Land $7,298 Building $52,567	$179,667 (+21.44%) Land $21,903 Building $157,764
2022	$3,755.00 (+4.95%) Homeowner's exemption	$49,315 (+6.96%) Land $6,012 Building $43,303	$147,945 (+6.96%) Land $18,036 Building $129,909
2021	$3,578.00 Homeowner's exemption	$46,106 Land $5,621 Building $40,485	$138,318 Land $16,863 Building $121,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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