Merced County property record for 514 Deborah Ct, Merced, CA 95341 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,833 sqft · built 2006 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Owner Name on File |
| Last Sale | $112,000 (Oct 2009) |
| Tax Bill | $1,779 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 222-041-017-000 |
| Primary APN | 222-041-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| Gross Area | 2,257 sqft |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood Frame |
| Lot Area | 5,000 sqft (0.114 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 222041017 |
|---|---|
| Street Address | 514 DEBORAH CT |
| City | MERCED |
| State | CA |
| Zip | 95341-7037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CYPRESS TERRACE PHASE 3 LOT 144 |
| Legal Subdivision | CYPRESS TERRACE PH 03 |
| Legal Lot Number | 144 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1603 |
Source: Merced County records · APN 222-041-017-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 514 DEBORAH CT, MERCED, CA 95341-7037 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2009 · Amount on Record |
| Deed Sale | Oct 30, 2009 · Amount on Record |
| Prior Sale | Oct 30, 2009 · Amount on Record |
| Deed Document Number | 2009-052265 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 514 DEBORAH CT, MERCED, CA 95341-7037 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 514 DEBORAH CT, MERCED, CA 95341-7037 |
| Document Number | 0000007534 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021007534 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,779.00 (+12.59%) Homeowner's exemption | $144,555 (+4.04%) Land $19,355 Building $125,200 |
| 2023 | $1,580.00 (-1.99%) Homeowner's exemption | $138,944 Land $18,604 Building $120,340 |
| 2022 | $1,612.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470016031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO sheet flow 1–3 ft |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 38 individual NFIP policies nearby |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2012–2023) |
| Most Recent Claim | Jan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 45% of the US · above 26% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 582 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Ayera Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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