514 Croce Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 514 Croce Rd, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,113 sqft · built 1981
Lot Size1.51 acres (66,211 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (May 2003)
Tax Bill$8,859 (2025)
Flood ZoneZone X (minimal risk)
APN078-281-04

Property Details

APN / Parcel Number

Primary APN078-281-04
Alternative APN
  • 078-281-04-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,113 sqft Living Area
Gross Area2,957 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area66,211 sqft
TerrainSteep
Garage TypeAttached
Garage Area844 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address514 CROCE RD
CityBEN LOMOND
StateCA
Zip95005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSU
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1018
Census Tract120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 781, BEN LOMOND, CA 95005-0781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2003 · Amount on Record
Deed SaleMay 14, 2003 · Amount on Record
Deed Document Number200346498
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$746,042 (+2%) Land $410,692 Building $335,350
2025$8,859.00 (+4.4%) Homeowner's exemption$731,413 (+4.04%) Land $402,639 Building $328,774
2023$8,486.00 (+2.43%) Homeowner's exemption$703,012 Land $387,004 Building $316,008$852,660
2022$8,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1980–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 8 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Croce Rd

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