100 Croce Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 100 Croce Rd, Ben Lomond, CA 95005

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2 ba · 1,472 sqft · built 1985
Lot Size	1.22 acres (53,317 sqft)
Owner	Individual Name on Record
Last Sale	$757,000 (Oct 2022)
Tax Bill	$9,583 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-171-37`

Property Details

APN / Parcel Number

Primary APN	`078-171-37`
Alternative APN	`078-171-37-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,472 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	53,317 sqft
Deck Area	460 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	100 CROCE RD
City	BEN LOMOND
State	CA
Zip	95005-9232
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1018
Census Tract	120301

Owner

Source: Santa Cruz County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1135 RHINETTE AVE, B, BURLINGAME, CA 94010-3419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PIC CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Jan 19, 1999 · Amount on Record
Deed Document Number	202228164
Prior Transfer Date	Aug 29, 2006
Prior Transfer Doc	0000052692
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 12, 2022
Property Address	100 CROCE RD, BEN LOMOND, CA 95005-9232
Document Number	0000028164
Instrument Date	Oct 7, 2022
Instrument	2022-0028164
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 RHINETTE AVE # B, B, BURLINGAME, CA 94010-3419

Mortgage

Document Number	0000028165
Date	Oct 12, 2022
Instrument	2022-0028165

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	100 CROCE RD, BEN LOMOND, CA 95005-9232
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CROCE RD, BEN LOMOND, CA 95005-9232

Mortgage

Document Number	0000025837
Date	May 5, 2021
Instrument	2021-0025837

Lender

Name	PIC CAPITAL INC
Type	Mortgage Company
Address	CORONA, CA 92883

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,334 (+2%) Land $607,011 Building $196,323
2025	$9,583.00 (+4.25%)	$787,583 (+4.04%) Land $595,109 Building $192,474
2023	$9,192.00 (+86.15%)	$757,000 Land $572,000 Building $185,000	$665,910
2022	$4,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cruzio.

Cell Coverage

5G and 4G LTE (outdoors only)

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