514 Cherokee Trl, Nancy, KY 42544 Property Records

Russell County property record for 514 Cherokee Trl, Nancy, KY 42544

Property Summary

Property Type	Mobile Home
Details	built 1970
Owner	Individual Name on Record
Last Sale	$73,500 (Oct 2021)
Tax Bill	$681 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066-50-01-085.00`

Property Details

APN / Parcel Number

Primary APN	`066-50-01-085.00`
Alternative APN	`17440001`

Exterior

Year Built	Built 1970
Roof Material	Metal
Terrain	Steep
Garage Type	Attached

Location & Zoning

Account Number	17440001
Street Address	514 CHEROKEE TRL
City	NANCY
State	KY
Zip	42544-5146
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	66C-A-85A 86A&B 87A&B 88A (LOTS 85A 86A&
Legal Block	A
Legal Lot Number	85A
Jurisdiction	RUSSELL KY
Township / Civil Division	ELI
Census Block Group	4
Census Block	4015
Census Tract	960400

Owner

Source: Russell County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4473 RIVER RIDGE RD, LEXINGTON, KY 40515-6084
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	1020256
Deed Book / Page	DEED 362 / 539
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSSELL KY
Recording Date	Oct 18, 2021
Property Address	514 CHEROKEE TRL, NANCY, KY 42544
Document Number	DEED362/539
Book / Page	DEED 362 / 539
Map Reference	MB 48 PG 427
Instrument Date	Sep 17, 2021
Instrument	1020256
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1669 COUNTY HIGHWAY 330, NEVADA, OH 44849-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4473 RIVER RIDGE RD, LEXINGTON, KY 40515-6084

Mortgage

Document Number	0001020257
Date	Oct 18, 2021
Instrument	1020257

Lender

Name	MONTICELLO BANKING CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 17, 2031

Tax Assessment & Valuation

Source: Russell County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Russell County
Unified School District	Russell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$681.00 (-4.35%)	$73,500 (-)	$73,500 (-)
2023	$712.00	$73,500	$73,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DuoBroadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cherokee Trl

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