296 Cherokee Trl, Nancy, KY 42544 Property Records

Russell County property record for 296 Cherokee Trl, Nancy, KY 42544

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,240 sqft · built 2002
Lot Size0.371 acres (16,177 sqft)
Owner2 Individual Names on File
Last Sale$62,500 (Jun 2007)
Tax Bill$927 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN066-50-01-019.00

Property Details

APN / Parcel Number

Primary APN066-50-01-019.00
Alternative APN
  • 17562301

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,240 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,177 sqft (0.371 acres)
TerrainRolling
Garage TypeDetached
Garage Area1,500 sqft
DrivewayGravel Driveway
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number17562301
Street Address296 CHEROKEE TRL
CityNANCY
StateKY
Zip42544-5156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description66C-A-10 11 19-20 (LOTS 10 11 19A 19B 2
Legal Subdivision29
Legal BlockA
Legal Lot Number10,11
JurisdictionRUSSELL KY
Township / Civil DivisionELI
Census Block Group4
Census Block4015
Census Tract960400

Owner

296 Cherokee Trl is owned by two individuals who bought it in June 2007.

Source: Russell County records, as of November 4, 2025

Owner of Record2 Individual Names on File
Mailing Address7444 N PISGAH DR, WEST CHESTER, OH 45069-4126
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2007 · Amount on File
Deed SaleJun 8, 2007 · Amount on File
Deed Document Number2007120066
Deed Book / Page255 / 461
Prior Transfer DateMay 30, 2007
Prior Transfer DocDEED255/461
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSSELL KY
Property Address296 CHEROKEE TRL, NANCY, KY 42544-5156
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyEASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 CHEROKEE TRL, NANCY, KY 42544-5156

Mortgage

Document NumberMTG432/606
DateOct 9, 2020
Book PageMTG 432/606
Instrument1014929
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 296 Cherokee Trl was $927.

Source: Russell County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRussell County
Unified School DistrictRussell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$927.00$100,000$100,000
2023$702.00$72,500$72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 Cherokee Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Cherokee Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN PULASKI CO WATER DISTRICT
serves 23,264 people · EPA ID KY1000363
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DuoBroadband
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cherokee Trl

Nearby Streets

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