514 Cedar Cove Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 514 Cedar Cove Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,902 sqft · built 1984
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2011)
Tax Bill	$6,965 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23Q-34-0530`

Property Details

APN / Parcel Number

Primary APN	`23Q-34-0530`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,902 sqft Living Area
Gross Area	3,676 sqft
1st Floor Area	1,230 sqft
Basement Area	165 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Raised
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	353 ft deep x 61 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	255 sqft
Patio Area	32 sqft
Balcony Area	22 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	514 CEDAR COVE CT
City	BALLWIN
State	MO
Zip	63021-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOREST OAK ESTATES PLAT 1 LOT PT 12
Legal Subdivision	FOREST OAK ESTATES PLAT 1
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2013
Census Tract	218016

Owner

514 Cedar Cove Ct is owned and occupied by two individuals who bought it in June 2011.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 CEDAR COVE CT, BALLWIN, MO 63021-5702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2011 · Amount on File
Deed Sale	Jun 3, 2011 · Amount on File
Prior Sale	Jul 24, 2009 · Amount on File
Deed Document Number	2011548
Deed Book / Page	19513 / 1760
Prior Transfer Date	Jul 12, 2006
Prior Transfer Doc	0172304529
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	514 CEDAR COVE CT, BALLWIN, MO 63021-5702
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 CEDAR COVE CT, BALLWIN, MO 63021-5702

Mortgage

Document Number	2025102400482
Date	Oct 24, 2025
Instrument	2025102400482

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	514 CEDAR COVE CT, BALLWIN, MO 63021-5702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240124183
Date	Apr 21, 2020
Book Page	24012/4183
Instrument	2020042100632

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 514 Cedar Cove Ct was $6,965, up 2.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,750 (-) Land $63,780 Building $49,970	$598,700 (-) Land $335,700 Building $263,000
2025	$6,965.00 (+2.61%)	$113,750 Land $63,780 Building $49,970	$598,700 Land $335,700 Building $263,000
2024	$6,788.00 (-0.91%)
2023	$6,850.00 (+5.76%)	$104,750 (+14.93%) Land $44,160 Building $60,590	$551,300 Land $232,400 Building $318,900
2022	$6,477.00	$91,140 Land $43,050 Building $48,090
2021			$479,700 Land $226,600 Building $253,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 514 Cedar Cove Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (2015–2020)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Cedar Cove Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Cedar Cove Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures