502 Cedar Cove Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 502 Cedar Cove Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,208 sqft · built 1983
Lot Size	0.528 acres (23,010 sqft)
Owner	Trust Name on File
Last Sale	$304,000 (May 2015)
Tax Bill	$6,872 (2025)
Deeds & Mortgages	Dec 2023 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23P-13-0273`

Property Details

APN / Parcel Number

Primary APN	`23P-13-0273`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	2,813 sqft
1st Floor Area	1,026 sqft
Basement Area	143 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	23,010 sqft (0.528 acres)
Lot Dimensions	38 ft deep x 142 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	302 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	502 CEDAR COVE CT
City	BALLWIN
State	MO
Zip	63021-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	FOREST OAK ESTATES PLAT 1 2 22 84 LOT 10
Legal Subdivision	FOREST OAK ESTATES PLAT 1
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2013
Census Tract	218016

Owner

502 Cedar Cove Ct is owner-occupied and held in a trust since December 2023.

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	502 CEDAR COVE CT, BALLWIN, MO 63021-5702
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Intrafamily Transfer, Transfer
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2015 · Amount on File
Deed Sale	May 7, 2015 · Amount on File
Prior Sale	Aug 7, 2003 · Amount on File
Deed Document Number	2015503
Deed Book / Page	21498 / 1873
Last Transfer Date	Dec 21, 2023
Transfer Doc	0000000265
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Dec 21, 2023
Property Address	502 CEDAR COVE CT, BALLWIN, MO 63021-5702
Document Number	2023122100265
Map Reference	MB 223 PG 64
Instrument Date	Dec 21, 2023
Instrument	2023122100265
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	502 CEDAR COVE CT, BALLWIN, MO 63021-5702

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	502 CEDAR COVE CT, BALLWIN, MO 63021-5702
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 CEDAR COVE CT, BALLWIN, MO 63021-5702

Mortgage

Document Number	0243424466
Date	Sep 24, 2020
Book Page	24342/4466
Instrument	2020092400673

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Oct 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	502 CEDAR COVE CT, BALLWIN, MO 63021-5702
Document Number	0235860940
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 CEDAR COVE CT MANCHESTER MO 630215702, MANCHESTER, MO 63021-5702

Mortgage

Document Number	0235860940
Date	Jun 27, 2019
Book Page	023586/000940
Instrument	170

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 26, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 502 Cedar Cove Ct was $6,872, up 23.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,220 (-) Land $59,300 Building $52,920	$590,600 (-) Land $312,100 Building $278,500
2025	$6,872.00 (+23.82%)	$112,220 Land $59,300 Building $52,920	$590,600 Land $312,100 Building $278,500
2024	$5,550.00 (-0.89%)
2023	$5,600.00 (+0.86%)	$85,560 (+9.51%) Land $41,040 Building $44,520	$450,300 Land $216,000 Building $234,300
2022	$5,552.00	$78,130 Land $41,040 Building $37,090
2021			$411,200 Land $216,000 Building $195,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 502 Cedar Cove Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (2015–2020)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Cedar Cove Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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