514 Bridge Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 514 Bridge Dr, Chesapeake, VA 23322

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,633 sqft · built 1995
Lot Size	0.1 acres (4,447 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2005)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jul 2012 Mortgage + 5 more
APN	`0584004001330`

Property Details

APN / Parcel Number

Primary APN	`0584004001330`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,633 sqft Living Area
1st Floor Area	605 sqft
Upper Floors Area	605 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,447 sqft (0.1 acres)
Garage Type	Attached
Garage Area	152 sqft
Porch	Slab
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	514 BRIDGE DR
City	CHESAPEAKE
State	VA
Zip	23322-6020
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT 133 CEDAR CROSSING CONDO PH 13
Legal Subdivision	CEDAR CROSSING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1003
Census Tract	21016

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 BRIDGE DR, CHESAPEAKE, VA 23322-6020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance C&F MORTGAGE CORPORATION
Jul 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage MILITARY FAMILY HOME LOAN
Jun 7, 2007	Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK
Aug 24, 2006	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
Dec 12, 2007	Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK
Nov 22, 2016	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FEDERAL SAVINGS BANK
Apr 6, 2009	Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2005 · Amount on Record
Deed Sale	Mar 1, 2005 · Amount on Record
Prior Sale	Jul 10, 2000 · Amount on Record
Deed Book / Page	5861 / 551
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	514 BRIDGE DR, CHESAPEAKE, VA 23322-6020
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	STEWART TITLE, STEWART TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10231/1835
Date	Oct 5, 2020
Book Page	10231/1835
Instrument	200036525

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	514 BRIDGE DR, CHESAPEAKE, VA 23322-6020
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008766/817
Date	Jul 26, 2012
Book Page	8766/817

Lender

Name	MILITARY FAMILY HOME LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2042

Interest

Rate Type	Fixed Rate

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	514 BRIDGE DR, CHESAPEAKE, VA 23322-6020
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007106/278
Date	Jun 7, 2007
Book Page	7106/278

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate
Rate	5.75%

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	514 BRIDGE DR, CHESAPEAKE, VA 23322-6020
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006709/581
Date	Aug 24, 2006
Book Page	6709/581

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	514 BRIDGE DR, CHESAPEAKE, VA 23322-6020
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007305/439
Date	Dec 12, 2007
Book Page	7305/439

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	514 BRIDGE DR, CHESAPEAKE, VA 23322-6020
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	UNITED LENDERS SERVICES, UNITED LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09724/1553
Date	Nov 22, 2016
Book Page	9724/1553
Instrument	160032801

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.5%

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	514 BRIDGE DR, CHESAPEAKE, VA 23322-6020
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007765/193
Date	Apr 6, 2009
Book Page	7765/193

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2039

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,700 (-1.96%) Land $140,000 Building $214,700	$354,700 (-1.96%) Land $140,000 Building $214,700
2025	$3,654.00 (+47.4%)	$361,800 (+12.4%) Land $140,000 Building $221,800	$361,800 (+12.4%) Land $140,000 Building $221,800
2023		$321,900 (+11.97%) Land $110,000 Building $211,900	$321,900 (+11.97%) Land $110,000 Building $211,900
2022		$287,500 Land $95,000 Building $192,500	$287,500 Land $95,000 Building $192,500
2019	$2,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	5 (2016–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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