509 Bridge Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 509 Bridge Dr, Chesapeake, VA 23322

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,633 sqft · built 1995
Lot Size	0.09 acres (4,109 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,888 (Jan 2022)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	May 2021 Refinance Mar 2012 Mortgage + 5 more
APN	`0584004001060`

Property Details

APN / Parcel Number

Primary APN	`0584004001060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,633 sqft Living Area
1st Floor Area	605 sqft
Upper Floors Area	605 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,109 sqft (0.09 acres)
Garage Type	Attached
Garage Area	152 sqft
Porch	Slab
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 BRIDGE DR
City	CHESAPEAKE
State	VA
Zip	23322-6021
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT 106 CEDAR CROSSING CONDO PH 14
Legal Subdivision	CEDAR CROSSING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1001
Census Tract	21016

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 BRIDGE DR, CHESAPEAKE, VA 23322-6021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Mar 22, 2012	Deed of Trust, Mortgage · VA Mortgage AMERIGROUP MORTGGAE CORPO
Apr 2, 2018	Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC
Feb 2, 2009	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 12, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jan 25, 2022	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Apr 2, 2018	Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	Jun 2, 2015 · Amount on Record
Deed Document Number	20222685
Deed Book / Page	10512 / 229
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 BRIDGE DR, CHESAPEAKE, VA 23322-6021
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10364/1738
Date	May 4, 2021
Book Page	10364/1738
Instrument	210020527

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 BRIDGE DR, CHESAPEAKE, VA 23322-6021
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008648/191
Date	Mar 22, 2012
Book Page	8648/191

Lender

Name	AMERIGROUP MORTGGAE CORPO

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2015

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 BRIDGE DR, CHESAPEAKE, VA 23322-6021
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09897/1760
Date	Apr 2, 2018
Book Page	9897/1760
Instrument	180008119

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 BRIDGE DR, CHESAPEAKE, VA 23322-6021
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007699/756
Date	Feb 2, 2009
Book Page	7699/756

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5.5%

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 BRIDGE DR, CHESAPEAKE, VA 23322-6021
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007115/684
Date	Jun 12, 2007
Book Page	7115/684

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2012

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 25, 2022
Property Address	509 BRIDGE DR, CHESAPEAKE, VA 23322-6021
Document Number	010512/229
Book / Page	10512 / 229
Instrument Date	Jan 13, 2022
Instrument	220002685
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 BRIDGE DR, CHESAPEAKE, VA 23322-6021

Mortgage

Document Number	0220002686
Date	Jan 25, 2022
Instrument	220002686

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 BRIDGE DR, CHESAPEAKE, VA 23322-6021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9897/1760
Date	Apr 2, 2018
Book Page	9897/1760
Instrument	180008119

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,700 (-1.69%) Land $140,000 Building $250,700	$390,700 (-1.69%) Land $140,000 Building $250,700
2025	$4,014.00 (+61.27%)	$397,400 (+14.26%) Land $140,000 Building $257,400	$397,400 (+14.26%) Land $140,000 Building $257,400
2023		$347,800 (+12.3%) Land $110,000 Building $237,800	$347,800 (+12.3%) Land $110,000 Building $237,800
2022		$309,700 Land $95,000 Building $214,700	$309,700 Land $95,000 Building $214,700
2019	$2,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	5 (2016–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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