514 Blue Dragonfly Dr, Charleston, SC 29414 Property Records

Charleston County property record for 514 Blue Dragonfly Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,405 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on File
Last Sale	$253,280 (Oct 2005)
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`305-03-00-378`

Property Details

APN / Parcel Number

Primary APN	`305-03-00-378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,405 sqft Living Area
1st Floor Area	2,405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	High
Garage Type	Attached
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	514 BLUE DRAGONFLY DR
City	CHARLESTON
State	SC
Zip	29414-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HAMILTON GROVE PHASE 2 DESCRIPTION -LOT 186
Legal Subdivision	HAMILTON GROVE PHASE 2
Legal Phase	2
Legal Lot Number	186
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3003
Census Tract	5800

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	514 BLUE DRAGONFLY DR, CHARLESTON, SC 29414-9141
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2005 · Amount on File
Deed Sale	Oct 25, 2005 · Amount on File
Deed Book / Page	559 / 307
Last Transfer Date	Jun 13, 2024
Transfer Doc	0012500658
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	514 BLUE DRAGONFLY DR, CHARLESTON, SC 29414-9141
Document Number	0893/0561
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 BLUE DRAGONFLY DR CHARLESTON SC 294149141, CHARLESTON, SC 29414-9141

Mortgage

Document Number	0893/0561
Date	Jun 29, 2020
Book Page	000893/000561

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	514 BLUE DRAGONFLY DR, CHARLESTON, SC 29414-9141
Document Number	0867/0885
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 BLUE DRAGONFLY DR CHARLESTON SC 294149141, CHARLESTON, SC 29414-9141

Mortgage

Document Number	0867/0885
Date	Mar 18, 2020
Book Page	000867/000885

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 17, 2035

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,562.00 (+8.47%)	$358,266 (+3,325.11%) Land $71,007 Building $287,259	$533,300 (+50.35%) Land $96,400 Building $436,900
2024	$1,440.00 (+8.76%)	$10,460 (-)
2022	$1,324.00	$10,460	$354,700 (-) Land $70,300 Building $284,400
2020			$354,700 Land $70,300 Building $284,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 280 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	280 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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