509 Blue Dragonfly Dr, Charleston, SC 29414 Property Records

Charleston County property record for 509 Blue Dragonfly Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$189,980 (Oct 2005)
Tax Bill	$1,497 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`305-03-00-365`

Property Details

APN / Parcel Number

Primary APN	`305-03-00-365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,525 sqft Living Area
1st Floor Area	1,525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	High
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	15 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	509 BLUE DRAGONFLY DR
City	CHARLESTON
State	SC
Zip	29414-9140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HAMILTON GROVE PHASE 2 DESCRIPTION -LOT 145
Legal Subdivision	HAMILTON GROVE PHASE 2
Legal Phase	2
Legal Lot Number	145
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3000
Census Tract	5800

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	509 BLUE DRAGONFLY DR, CHARLESTON, SC 29414-9140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PVT BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2005 · Amount on File
Deed Sale	Oct 14, 2005 · Amount on File
Deed Book / Page	557 / 899
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Sep 2, 2026
Property Address	509 BLUE DRAGONFLY DR, CHARLESTON, SC 29414-9140
Document Number	0000055459
Book / Page	1413 / 690
Instrument Date	Aug 27, 2026
Instrument	202655459
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 BLUE DRAGONFLY DR, CHARLESTON, SC 29414-9140

Mortgage

Document Number	0000055459,
Date	Sep 2, 2026
Book Page	1413/690
Instrument	202655459

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	509 BLUE DRAGONFLY DR, CHARLESTON, SC 29414-9140
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012330256
Date	Mar 14, 2024
Book Page	1233/256

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2044

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	509 BLUE DRAGONFLY DR, CHARLESTON, SC 29414-9140
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	PUNCTUAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010950690
Date	Mar 31, 2022
Book Page	1095/690

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	509 BLUE DRAGONFLY DR, CHARLESTON, SC 29414-9140
Document Number	0775/0300
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 BLUE DRAGONFLY DR CHARLESTON SC 294149140, CHARLESTON, SC 29414-9140

Mortgage

Document Number	0775/0300
Date	Feb 1, 2019
Book Page	000775/000300

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,497.00 (+16.14%)	$265,293 (+2,774.25%) Land $67,531 Building $197,762	$422,000 (+63.5%) Land $90,600 Building $331,400
2024	$1,289.00 (+9.24%)	$9,230 (-)
2022	$1,180.00	$9,230	$258,100 (-) Land $65,700 Building $192,400
2020			$258,100 Land $65,700 Building $192,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 280 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	280 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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