514 7th St S, Columbus, MS 39701 Property Records

Lowndes County property record for 514 7th St S, Columbus, MS 39701

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,351 sqft · built 1880
Lot Size0.2 acres (8,700 sqft)
OwnerIndividual Name on File
Last Sale$314,900 (Mar 2022)
Tax Bill$2,531 (2025)
Deeds & MortgagesJul 2021 Refinance
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN61W160101300

Property Details

APN / Parcel Number

Primary APN61W160101300
Alternative APNs
  • 016881
  • 16881

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area3,351 sqft Adjusted Area
1st Floor Area2,000 sqft
2nd Floor Area1,141 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialVinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,700 sqft (0.2 acres)
Lot Dimensions145 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address514 7TH ST S
CityCOLUMBUS
StateMS
Zip39701-6506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description514 7TH ST S BLOCK 12 4A
Legal Range18W
Legal Township18S
Legal Section21
Legal SubdivisionBARRYS
Legal Block12
JurisdictionLOWNDES MS
Township / Civil Division4
Census Block Group1
Census Block1063
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Columbus Historic District (Additional Documentation)
listed 1982 · 9 contributing resources · NRIS 82003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

514 7th St S is owned and occupied by an individual who bought it in March 2022.

Source: Lowndes County records, as of April 1, 2026

Owner of RecordIndividual Name on File
Mailing Address514 7TH ST S, COLUMBUS, MS 39701-6506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
JTS & CO MORTGAGE PROFESSIONALS
Mar 18, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CADENCE BANK NA
Jan 17, 2020Warranty Deed, Transfer
JTS & CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2022 · Amount on File
Deed SaleMar 18, 2022 · Amount on File
Prior SaleJan 17, 2020 · Amount on File
Deed Book / Page2022 / 2018
Prior Transfer DateApr 15, 2013
Prior Transfer Doc0020132465
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address514 7TH ST S, COLUMBUS, MS 39701-6506
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202122666
DateJul 16, 2021
Book Page2021/22666
Lender
NameJTS & CO MORTGAGE PROFESSIONALS
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2051

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateMar 18, 2022
Property Address514 7TH ST S, COLUMBUS, MS 39701-6506
Document Number0020222018
Book / Page2022 / 2018
Instrument DateMar 10, 2022
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address514 7TH ST S, COLUMBUS, MS 39701-6506

Mortgage

Document Number0020226462
DateMar 18, 2022
Instrument2022/6462
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateJan 17, 2020
Property Address514 7TH ST S, COLUMBUS, MS 39701-6506
Document Number0020200356
Book / Page002020 / 000356
Instrument DateJan 15, 2020
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 7TH ST S COLUMBUS MS 397016506, COLUMBUS, MS 39701-6506

Mortgage

Document Number20201133
DateJan 17, 2020
Book Page002020/001133
Lender
NameJTS & CO
AddressCOLUMBUS, MS 39705
Agreement
AmountAmount on Record
Term360 Months
DueJan 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 514 7th St S was $2,531 with a homeowner's exemption, up 1.4% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,531.00 (+1.4%) Homeowner's exemption$17,333$173,330 Land $8,910 Building $164,420
2024$2,496.00 (+20.7%)
2023$2,068.00 Homeowner's exemption$14,483$144,830 Land $8,910 Building $135,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 514 7th St S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1991–2001)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 514 7th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 7th St S

Nearby Streets

Search Property Records by Address or Parcel Number