424 7th St S, Columbus, MS 39701 Property Records

Lowndes County property record for 424 7th St S, Columbus, MS 39701

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,978 sqft · built 1880
Lot Size0.34 acres (14,850 sqft)
Owner2 Individual Names on Record
Tax Bill$6,564 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Nov 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN61W590001600

Property Details

APN / Parcel Number

Primary APN61W590001600
Alternative APNs
  • 017963
  • 17963

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Building Area4,978 sqft Adjusted Area
1st Floor Area3,056 sqft
2nd Floor Area2,125 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1880
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,850 sqft (0.34 acres)
Lot Dimensions165 ft deep x 90 ft wide
Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number017963
Street Address424 7TH ST S
CityCOLUMBUS
StateMS
Zip39701-5752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description424 7TH ST S BLOCK 3
Legal Range18W
Legal Township18S
Legal Section21
Legal SubdivisionBARRYS
Legal Block3
JurisdictionLOWNDES MS
Township / Civil Division5
Census Block Group1
Census Block1055
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Columbus Historic District (Additional Documentation)
listed 1982 · 9 contributing resources · NRIS 82003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address624 5TH AVE S, COLUMBUS, MS 39701-6734
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF COMMERCE
Nov 3, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF COMMERCE
Jun 12, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF COMMERCE
May 31, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF COMMERCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2023
Deed SaleApr 19, 2023
Deed Document Number0020233119
Prior Transfer DateFeb 9, 2016
Prior Transfer Doc0201600751
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address424 7TH ST S # 3, 3, COLUMBUS, MS 39701-5752
Document Number0020200526
Instrument DateJul 29, 2020
Transaction TypeMortgage
Record UpdatedSep 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address424 7TH ST S COLUMBUS MS 397015752, COLUMBUS, MS 39701-5752

Mortgage

Document Number0020200526
DateAug 21, 2020
Book Page002020/020526
Lender
NameBANK OF COMMERCE
TypeBank
AddressCOLUMBUS, MS 39701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 20, 2035
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address424 7TH ST S # 3, 3, COLUMBUS, MS 39701-5752
Document Number0020175452
Instrument DateNov 3, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address424 7TH ST S COLUMBUS MS 397015752, COLUMBUS, MS 39701-5752

Mortgage

Document Number0020175452
DateNov 14, 2017
Book Page002017/025452
Lender
NameBANK OF COMMERCE
TypeBank
AddressCOLUMBUS, MS 39701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 13, 2032
Interest
Rate TypeAdjustable Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address424 7TH ST S # 3, 3, COLUMBUS, MS 39701-5752
Document Number0020174023
Instrument DateJun 12, 2017
Transaction TypeMortgage
Record UpdatedJun 30, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address424 7TH ST S COLUMBUS MS 397015752, COLUMBUS, MS 39701-5752

Mortgage

Document Number0020174023
DateJun 27, 2017
Book Page002017/014023
Lender
NameBANK OF COMMERCE
TypeBank
AddressCOLUMBUS, MS 39701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 26, 2032
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address424 7TH ST S # 3, 3, COLUMBUS, MS 39701-5752
Document Number0020172417
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address424 7TH ST S COLUMBUS MS 397015752, COLUMBUS, MS 39701-5752

Mortgage

Document Number0020172417
DateJun 5, 2017
Book Page002017/012417
Lender
NameBANK OF COMMERCE
TypeBank
AddressCOLUMBUS, MS 39701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 4, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,564.00 (+21.62%)$40,186 (+69.41%)$267,900 (+12.94%) Land $13,770 Building $254,130
2024$5,397.00 (+50.8%)
2023$3,579.00 Homeowner's exemption$23,721$237,210 Land $13,770 Building $223,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1991–2001)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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