5122 Via Madrid, Oceanside, CA 92057 Property Records

San Diego County property record for 5122 Via Madrid, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,657 sqft · built 1990
Lot Size	0.213 acres (9,266 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Mar 1990)
Tax Bill	$5,538 (2025)
Deeds & Mortgages	Mar 2023 Transfer Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-414-30-00`

Property Details

APN / Parcel Number

Primary APN	`122-414-30-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,657 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,266 sqft (0.213 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5122 VIA MADRID
City	OCEANSIDE
State	CA
Zip	92057-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 177 TR 012310
Legal Subdivision	CREEKSIDE ESTATES
Legal Tract	012310
Legal Block	1
Legal Lot Number	177
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	18617

Owner

5122 Via Madrid is owned by a company that acquired it in March 2023 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5122 VIA MADRID, OCEANSIDE, CA 92057-2601
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Intrafamily Transfer, Transfer
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 1990 · Amount on File
Deed Sale	Mar 14, 1990 · Amount on File
Deed Document Number	1990134095
Last Transfer Date	Mar 24, 2023
Transfer Doc	0000079088
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2023
Property Address	5122 VIA MADRID, OCEANSIDE, CA 92057-2601
Document Number	0000079088
Map Reference	MAP 12310
Instrument Date	Mar 24, 2023
Instrument	2023-0079088
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5122 VIA MADRID, OCEANSIDE, CA 92057-2601

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5122 VIA MADRID, OCEANSIDE, CA 92057-2601
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5122 VIA MADRID, OCEANSIDE, CA 92057-2601

Mortgage

Document Number	0000674130
Date	Sep 24, 2021
Instrument	2021-0674130

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5122 Via Madrid was $5,538 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,072 (+2%) Land $178,256 Building $318,816
2025	$5,538.00 Homeowner's exemption	$487,326 Land $174,761 Building $312,565
2023	$5,263.00 (+1.56%) Homeowner's exemption	$468,405 Land $167,976 Building $300,429
2022	$5,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5122 Via Madrid in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5122 Via Madrid is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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