Orange County property record for 5137 Costa Rustico, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,594 sqft · built 2002 |
| Lot Size | 0.15 acres (6,539 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,400,000 (Sep 2022) |
| Tax Bill | $15,426 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Sep 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-121-01 |
| Primary APN | 678-121-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,594 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 6,539 sqft (0.15 acres) |
| Garage Area | 403 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5137 COSTA RUSTICO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-7120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15864 BLK LOT 1 TR 15864 LOT 1 POR OF LOT |
| Legal Subdivision | 2000-158 |
| Legal Tract | 15864 |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 42112 |
Source: Orange County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 228 FLORITA ST, ENCINITAS, CA 92024-3228 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 28, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Sep 13, 2022 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on Record |
| Deed Sale | Sep 13, 2022 · Amount on Record |
| Prior Sale | Mar 30, 2009 · Amount on Record |
| Deed Document Number | 2022304787 |
| Prior Transfer Date | Oct 15, 2002 |
| Prior Transfer Doc | 0000919518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 28, 2022 |
| Property Address | 5137 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000348279 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022000348279 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | BNT TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 228 FLORITA ST, ENCINITAS, CA 92024-3228 |
| Document Number | 0000348280 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022000348280 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 13, 2022 |
| Property Address | 5137 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Document Number | 0000304787 |
| Map Reference | DOC 2000-646333 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 2022000304787 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 228 FLORITA ST, ENCINITAS, CA 92024-3228 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5137 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000636909 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020000636909 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,485,691 (+2%) Land $1,095,180 Building $390,511 | |
| 2025 | $15,426.00 (+3.68%) | $1,456,560 (+4.04%) Land $1,073,706 Building $382,854 |
| 2023 | $14,878.00 (+50.85%) | $1,400,000 Land $1,032,011 Building $367,989 |
| 2022 | $9,863.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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