5136 North Dr, Cambridge, MD 21613 Property Records

Dorchester County property record for 5136 North Dr, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,964 sqft · built 1971
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Oct 2019)
Tax Bill	$4,982 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-162669`

Property Details

APN / Parcel Number

Primary APN	`07-162669`
Alternative APNs	`7162669` `162669`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,964 sqft Total Area
Attic	Attic
Attic Area	499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	104 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	162669
Street Address	5136 NORTH DR
City	CAMBRIDGE
State	MD
Zip	21613-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 17 - 1.30 ACRES PAW PAW ACRES CAMBRIDGE
Legal Subdivision	PAW PAW ACRES
Legal Lot Number	17
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2025
Census Tract	970702

Owner

5136 North Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5136 NORTH DR, CAMBRIDGE, MD 21613-3642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK NA
Oct 10, 2019	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage THOMAS GEORGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Prior Sale	Oct 1, 1996 · Amount on File
Deed Book / Page	1543 / 83
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5136 NORTH DR, CAMBRIDGE, MD 21613-3642
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5136 NORTH DR, CAMBRIDGE, MD 21613-3642

Mortgage

Document Number	0017620275
Date	Aug 23, 2022
Book Page	1762/275

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	CAMBRIDGE, MD 21613

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 10, 2019
Property Address	5136 NORTH DR, CAMBRIDGE, MD 21613-3642
Document Number	0015430083
Book / Page	1543 / 083
Map Reference	LB PLC 6 FO 85
Instrument Date	Sep 20, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 BURROUGHS WAY, MAPLEWOOD, NJ 07040-1411

Mortgage

Document Number	0000154388
Date	Oct 10, 2019
Instrument	1543/88

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.6%
Index	1-Year LIBOR
Max Rate	9.6%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5136 NORTH DR, CAMBRIDGE, MD 21613-3642
Document Number	0014030024
Book / Page	001403 / 000024
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5136 NORTH DR CAMBRIDGE MD 216133642, CAMBRIDGE, MD 21613-3642

Mortgage

Document Number	0014030024
Date	May 30, 2017
Book Page	001403/000024

Lender

Name	THOMAS GEORGE
Address	2515 ELKRIDGE DR, WEXFORD, PA 15090-7981

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5136 North Dr was $4,982 with a homeowner's exemption, up 5% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,982.00 (+5.04%) Homeowner's exemption	$434,633	$483,700 Land $250,600 Building $233,100
2025	$4,743.00 Homeowner's exemption
2023	$4,298.00 Homeowner's exemption	$381,167	$410,100 Land $250,600 Building $159,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5136 North Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	95 (1996–2024)
Claims Outside the SFHA	3 of 95
Most Recent Claim	May 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5136 North Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on North Dr

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