5122 North Dr, Cambridge, MD 21613 Property Records

Dorchester County property record for 5122 North Dr, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,880 sqft · built 1973
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Feb 2023)
Tax Bill	$5,952 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-154399`

Property Details

APN / Parcel Number

Primary APN	`07-154399`
Alternative APNs	`7154399` `154399`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,880 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	264 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	154399
Street Address	5122 NORTH DR
City	CAMBRIDGE
State	MD
Zip	21613-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 - 1.17 ACRES PAW PAW ACRES CAMBRIDGE
Legal Subdivision	PAW PAW ACRES
Legal Lot Number	10
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2025
Census Tract	970702

Owner

Source: Dorchester County records · APN 07-154399

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5122 NORTH DR, CAMBRIDGE, MD 21613-3642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 11, 2021	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	May 11, 2021 · Amount on Record
Transfer Doc	0000001184
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Feb 22, 2023
Property Address	5122 NORTH DR, CAMBRIDGE, MD 21613-3642
Document Number	0017960456
Book / Page	1796 / 456
Map Reference	LB 6 FO 85
Instrument Date	Feb 15, 2023
Transaction Type	Transfer
Record Updated	Mar 09, 2023
Title Company	CAMBRIDGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5122 NORTH DR, CAMBRIDGE, MD 21613-3642

Mortgage

Document Number	0001796465
Date	Feb 22, 2023
Instrument	1796-465

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 11, 2021
Property Address	5122 NORTH DR, CAMBRIDGE, MD 21613-3642
Document Number	0016490017
Book / Page	1649 / 17
Map Reference	LB 6 FO 85
Instrument Date	May 07, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	DISTRICT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	14625 NOTLEY RD, SILVER SPRING, MD 20905-5833

Mortgage

Document Number	0000164921
Date	May 11, 2021
Instrument	1649/21

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,033 (+26.46%)	$591,100 (+9.77%) Land $250,300 Building $340,800
2025	$5,952.00 (+20.27%) Homeowner's exemption
2023	$4,949.00	$439,700	$538,500 Land $250,300 Building $288,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199707022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 107 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	95 (1996–2024)
Claims Outside the SFHA	3 of 95
Most Recent Claim	May 2024, tidal / storm surge
Claims By Storm	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 55 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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