5132 Ralph Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5132 Ralph Ave, Cincinnati, OH 45238

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,462 sqft · built 1934
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Apr 2026)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0199-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0199-00`
Alternative APN	`122446383`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
Gross Area	2,450 sqft
1st Floor Area	988 sqft
Attic	Attic
Attic Area	474 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5132 RALPH AVE
City	CINCINNATI
State	OH
Zip	45238-3851
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C
Legal Description	RALPH AVE 50 X 120 IRR LOT 6 RALPH AVE EXTD SUB
Legal Subdivision	RALPH AVE EXTD SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21202

Owner

Source: Hamilton County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5132 RALPH AVE, CINCINNATI, OH 45238-3851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Warranty Deed, Transfer · FHA Mortgage GUARDIAN SAVINGS BANK
May 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Aug 1, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	202626949
Deed Book / Page	15641 / 2029
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	0000046137
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 9, 2026
Property Address	5132 RALPH AVE, CINCINNATI, OH 45238-3851
Document Number	0000026949
Book / Page	15641 / 2029
Instrument Date	Apr 2, 2026
Instrument	2026.26949
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,228.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5132 RALPH AVE, CINCINNATI, OH 45238-3851

Mortgage

Document Number	0000026950,
Date	Apr 9, 2026
Instrument	2026..26950

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	May 9, 2022
Property Address	5132 RALPH AVE, CINCINNATI, OH 45238-3851
Document Number	0000046137
Book / Page	14663 / 1292
Map Reference	MB 34 PG 30
Instrument Date	Apr 29, 2022
Instrument	2022-0046137
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	AMERICAN HOMELAND TITLE, AMERICAN HOME LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	126 SILVERWOOD CIR, CINCINNATI, OH 45246-2425

Mortgage

Document Number	0000046138
Date	May 9, 2022
Instrument	2022-0046138

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	May 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 18, 2020
Property Address	5132 RALPH AVE, CINCINNATI, OH 45238-3851
Document Number	0000016330
Book / Page	014106 / 002343
Instrument Date	Feb 11, 2020
Instrument	16330
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	585 SOUTH BLVD PONTIAC MI 48341, PONTIAC, MI 48341

Mortgage

Document Number	16331
Date	Feb 18, 2020
Book Page	014106/002346
Instrument	16331

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 1, 2018
Property Address	5132 RALPH AVE, CINCINNATI, OH 45238-3851
Document Number	0000066811
Book / Page	13722 / 00197
Map Reference	MB 34 PG 30
Instrument Date	Jul 19, 2018
Instrument	2018-0066811
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5132 RALPH AVE, CINCINNATI, OH 45238-3851

Mortgage

Document Number	0000066812
Date	Aug 1, 2018
Instrument	2018-0066812

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00 (+0.3%)	$58,790 (-) Land $11,263 Building $47,527	$167,970 (-) Land $32,180 Building $135,790
2024	$3,660.00 (-0.16%)	$58,790 (-) Land $11,263 Building $47,527
2023	$3,666.00 (+23.94%)	$58,790 (+48.12%) Land $11,263 Building $47,527	$167,970 (+48.12%) Land $32,180 Building $135,790
2022	$2,958.00	$39,690 Land $8,995 Building $30,695
2020			$113,400 Land $25,700 Building $87,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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